SIREN : 300521465
GARANTIE ET GESTION is a French company founded 52 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75010), this company of category PME shows in 2024 a revenue of 335 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2015 |
|---|---|---|
| Revenue | 335 437 € | 282 652 € |
| Net income | 68 528 € | -38 834 € |
| EBITDA | 90 227 € | -71 234 € |
| Net margin | 20.4% | -13.7% |
In 2024, GARANTIE ET GESTION achieves revenue of 335 k€. Vs 2015, growth of +19% (283 k€ -> 335 k€). After deducting consumption (0 €), gross margin stands at 335 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 90 k€, representing 26.9% of revenue. Positive scissor effect: EBITDA margin improves by +52.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 69 k€, i.e. 20.4% of revenue. This profit can be retained or distributed to shareholders.
335 437 €
335 437 €
90 227 €
81 524 €
68 528 €
26.9%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 24.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.085%
86.677%
24.177%
0.0
73.0%
In 2024, the debt ratio of GARANTIE ET GESTION (0.09) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of GARANTIE ET GESTION (86.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of GARANTIE ET GESTION (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 667.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.4x. Coverage is limited: any activity downturn would jeopardize interest payments.
667.505
1.423
In 2024, the liquidity ratio of GARANTIE ET GESTION (667.50) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of GARANTIE ET GESTION (1.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 7 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The company must finance 7 days of gap between collections and payments. Overall, WCR represents 11 days of revenue, i.e. 10 k€ to permanently finance.
9 882 €
7 j
0 j
0 j
11 j
Based on 193 transactions of similar company sales (all years), the value of GARANTIE ET GESTION is estimated at 181 064 € (range 54 724€ - 588 597€). With an EBITDA of 90 227€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GARANTIE ET GESTION with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of GARANTIE ET GESTION in 2024 is 335 k€.
Yes, GARANTIE ET GESTION generated a net profit of 69 k€ in 2024.
The headquarters of GARANTIE ET GESTION is located in PARIS (75010), in the department Paris.
The tax return of GARANTIE ET GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GARANTIE ET GESTION operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.