GARAGE SAINTE ANNE : revenue, balance sheet and financial ratios

GARAGE SAINTE ANNE is a French company founded 10 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in VIEILLE-BRIOUDE (43100), this company of category PME shows in 2019 a revenue of 2.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GARAGE SAINTE ANNE (SIREN 814055182)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C 2 442 526 € N/C N/C 951 857 €
Net income 52 981 € 51 232 € 44 549 € -46 620 € 43 810 € 16 051 € 38 186 € 27 824 € 46 955 € 60 462 €
EBITDA N/C N/C N/C N/C N/C N/C 45 437 € N/C N/C 76 851 €
Net margin N/C N/C N/C N/C N/C N/C 1.6% N/C N/C 6.4%

Revenue and income statement

In 2025, GARAGE SAINTE ANNE generates positive net income of 53 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 60 k€ -> 53 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

52 981 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 54%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

54.001%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

43.503%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

19.9%

Solvency indicators evolution
GARAGE SAINTE ANNE

Sector positioning

Debt ratio
54.0 2025
2023
2024
2025
Q1: 6.43
Med: 21.08
Q3: 56.83
Average

In 2025, the debt ratio of GARAGE SAINTE ANNE (54.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
43.5% 2025
2023
2024
2025
Q1: 33.84%
Med: 54.07%
Q3: 68.28%
Average +5 pts over 3 years

In 2025, the financial autonomy of GARAGE SAINTE ANNE (43.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 278.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

278.341

Liquidity indicators evolution
GARAGE SAINTE ANNE

Sector positioning

Liquidity ratio
278.34 2025
2023
2024
2025
Q1: 168.43
Med: 250.02
Q3: 363.13
Good -19 pts over 3 years

In 2025, the liquidity ratio of GARAGE SAINTE ANNE (278.34) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
GARAGE SAINTE ANNE

Positioning of GARAGE SAINTE ANNE in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 131 transactions of similar company sales in 2025, the value of GARAGE SAINTE ANNE is estimated at 182 735 € (range 122 230€ - 337 345€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
131 transactions
122k€ 182k€ 337k€
182 735 € Range: 122 230€ - 337 345€
NAF 5 année 2025

Valuation method used

Net Income Multiple
52 981 € × 3.4x = 182 736 €
Range: 122 231€ - 337 346€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 131 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare GARAGE SAINTE ANNE with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about GARAGE SAINTE ANNE

What is the revenue of GARAGE SAINTE ANNE ?

The revenue of GARAGE SAINTE ANNE in 2019 is 2.4 M€.

Is GARAGE SAINTE ANNE profitable?

Yes, GARAGE SAINTE ANNE generated a net profit of 53 k€ in 2025.

Where is the headquarters of GARAGE SAINTE ANNE ?

The headquarters of GARAGE SAINTE ANNE is located in VIEILLE-BRIOUDE (43100), in the department Haute-Loire.

Where to find the tax return of GARAGE SAINTE ANNE ?

The tax return of GARAGE SAINTE ANNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GARAGE SAINTE ANNE operate?

GARAGE SAINTE ANNE operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.