GARAGE POIDS LOURDS MORTAGNAIS : revenue, balance sheet and financial ratios

GARAGE POIDS LOURDS MORTAGNAIS is a French company founded 38 years ago, specialized in the sector Entretien et réparation d'autres véhicules automobiles. Based in SAINT-HILAIRE-LE-CHATEL (61400), this company of category PME shows in 2018 a revenue of 555 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GARAGE POIDS LOURDS MORTAGNAIS (SIREN 344616529)
Indicator 2018 2017 2016 2015
Revenue 554 517 € 639 652 € 598 748 € 591 133 €
Net income 31 654 € 46 958 € 25 663 € 55 958 €
EBITDA 50 703 € 72 766 € 41 406 € 78 219 €
Net margin 5.7% 7.3% 4.3% 9.5%

Revenue and income statement

In 2018, GARAGE POIDS LOURDS MORTAGNAIS achieves revenue of 555 k€. Activity remains stable over the period (CAGR: -2.1%). Significant drop of -13% vs 2017. After deducting consumption (276 k€), gross margin stands at 279 k€, i.e. a rate of 50%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 51 k€, representing 9.1% of revenue. Warning negative scissor effect: despite revenue change (-13%), EBITDA varies by -30%, reducing margin by 2.2 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 32 k€, i.e. 5.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2018) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

554 517 €

Gross margin (2018) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

278 908 €

EBITDA (2018) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

50 703 €

EBIT (2018) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

43 613 €

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

31 654 €

EBITDA margin (2018) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

9.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

52.322%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

48.035%

Cash flow / Revenue (2018) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

6.672%

Repayment capacity (2018) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.529

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.6%

Solvency indicators evolution
GARAGE POIDS LOURDS MORTAGNAIS

Sector positioning

Debt ratio
52.32 2018
2016
2017
2018
Q1: 1.41
Med: 17.17
Q3: 70.47
Average +38 pts over 3 years

In 2018, the debt ratio of GARAGE POIDS LOURDS MORTA... (52.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
48.03% 2018
2016
2017
2018
Q1: 22.15%
Med: 43.32%
Q3: 62.21%
Good +11 pts over 3 years

In 2018, the financial autonomy of GARAGE POIDS LOURDS MORTA... (48.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.53 years 2018
2016
2017
2018
Q1: 0.0 years
Med: 0.39 years
Q3: 1.95 years
Watch +43 pts over 3 years

In 2018, the repayment capacity of GARAGE POIDS LOURDS MORTA... (2.53) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 266.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.7x. Financial charges are adequately covered by operations.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

266.527

Interest coverage (2018) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.708

Liquidity indicators evolution
GARAGE POIDS LOURDS MORTAGNAIS

Sector positioning

Liquidity ratio
266.53 2018
2016
2017
2018
Q1: 143.54
Med: 207.25
Q3: 299.06
Good +36 pts over 3 years

In 2018, the liquidity ratio of GARAGE POIDS LOURDS MORTA... (266.53) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
2.71x 2018
2016
2017
2018
Q1: 0.0x
Med: 0.53x
Q3: 3.72x
Good +42 pts over 3 years

In 2018, the interest coverage of GARAGE POIDS LOURDS MORTA... (2.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 25 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 59 days. Excellent situation: suppliers finance 34 days of the operating cycle (retail model). Inventory turnover is 81 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 129 days of revenue, i.e. 198 k€ to permanently finance.

Operating WCR (2018) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

198 423 €

Customer credit (2018) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

25 j

Supplier credit (2018) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

59 j

Inventory turnover (2018) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

81 j

WCR in days of revenue (2018) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

129 j

WCR and payment terms evolution
GARAGE POIDS LOURDS MORTAGNAIS

Positioning of GARAGE POIDS LOURDS MORTAGNAIS in its sector

Comparison with sector Entretien et réparation d'autres véhicules automobiles

Valuation estimate

Based on 159 transactions of similar company sales in 2018, the value of GARAGE POIDS LOURDS MORTAGNAIS is estimated at 191 160 € (range 105 099€ - 327 912€). With an EBITDA of 50 703€, the sector multiple of 4.0x is applied. The price/revenue ratio is 0.35x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2018
159 transactions
105k€ 191k€ 327k€
191 160 € Range: 105 099€ - 327 912€
NAF 5 année 2018

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
50 703 € × 4.0x
Estimation 203 742 €
127 859€ - 328 046€
Revenue Multiple 30%
554 517 € × 0.35x
Estimation 193 778 €
103 180€ - 280 899€
Net Income Multiple 20%
31 654 € × 4.9x
Estimation 155 781 €
51 079€ - 398 099€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 159 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation d'autres véhicules automobiles)

Compare GARAGE POIDS LOURDS MORTAGNAIS with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation d'autres véhicules automobiles

Frequently asked questions about GARAGE POIDS LOURDS MORTAGNAIS

What is the revenue of GARAGE POIDS LOURDS MORTAGNAIS ?

The revenue of GARAGE POIDS LOURDS MORTAGNAIS in 2018 is 555 k€.

Is GARAGE POIDS LOURDS MORTAGNAIS profitable?

Yes, GARAGE POIDS LOURDS MORTAGNAIS generated a net profit of 32 k€ in 2018.

Where is the headquarters of GARAGE POIDS LOURDS MORTAGNAIS ?

The headquarters of GARAGE POIDS LOURDS MORTAGNAIS is located in SAINT-HILAIRE-LE-CHATEL (61400), in the department Orne.

Where to find the tax return of GARAGE POIDS LOURDS MORTAGNAIS ?

The tax return of GARAGE POIDS LOURDS MORTAGNAIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GARAGE POIDS LOURDS MORTAGNAIS operate?

GARAGE POIDS LOURDS MORTAGNAIS operates in the sector Entretien et réparation d'autres véhicules automobiles (NAF code 45.20B). See the 'Sector positioning' section above to compare the company with its competitors.