GARAGE JEAN-LOUIS CHAGNEAU : revenue, balance sheet and financial ratios

GARAGE JEAN-LOUIS CHAGNEAU is a French company founded 59 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in MONTAIGU-VENDEE (85600), this company of category ETI shows in 2024 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GARAGE JEAN-LOUIS CHAGNEAU (SIREN 323659060)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 1 786 679 € 1 948 114 € 1 092 403 € 1 220 406 € 1 418 509 € N/C N/C N/C N/C
Net income 12 612 € 33 234 € -2 371 € 21 211 € 45 303 € 18 738 € 46 783 € -36 908 € 18 854 €
EBITDA 28 235 € 22 528 € -29 608 € 1 732 € 83 871 € N/C N/C N/C N/C
Net margin 0.7% 1.7% -0.2% 1.7% 3.2% N/C N/C N/C N/C

Revenue and income statement

In 2024, GARAGE JEAN-LOUIS CHAGNEAU achieves revenue of 1.8 M€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.9%. Slight decline of -8% vs 2023. After deducting consumption (1.2 M€), gross margin stands at 603 k€, i.e. a rate of 34%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 28 k€, representing 1.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13 k€, i.e. 0.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 786 679 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

603 063 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

28 235 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

3 700 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

12 612 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

1.6%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 30%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

29.726%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

50.503%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.038%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.24

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.1%

Solvency indicators evolution
GARAGE JEAN-LOUIS CHAGNEAU

Sector positioning

Debt ratio
29.73 2024
2022
2023
2024
Q1: 5.46
Med: 23.95
Q3: 69.2
Average -6 pts over 3 years

In 2024, the debt ratio of GARAGE JEAN-LOUIS CHAGNEAU (29.73) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
50.5% 2024
2022
2023
2024
Q1: 21.34%
Med: 45.54%
Q3: 63.3%
Good

In 2024, the financial autonomy of GARAGE JEAN-LOUIS CHAGNEAU (50.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.24 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.47 years
Q3: 2.06 years
Average +50 pts over 3 years

In 2024, the repayment capacity of GARAGE JEAN-LOUIS CHAGNEAU (2.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 198.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 16.2x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

198.433

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

16.246

Liquidity indicators evolution
GARAGE JEAN-LOUIS CHAGNEAU

Sector positioning

Liquidity ratio
198.43 2024
2022
2023
2024
Q1: 142.55
Med: 216.97
Q3: 327.22
Average

In 2024, the liquidity ratio of GARAGE JEAN-LOUIS CHAGNEAU (198.43) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
16.25x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.66x
Q3: 4.7x
Excellent +50 pts over 3 years

In 2024, the interest coverage of GARAGE JEAN-LOUIS CHAGNEAU (16.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 57 days. Favorable situation: supplier credit is longer than customer credit by 26 days. Inventory turnover is 48 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 143 days of revenue, i.e. 710 k€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

710 205 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

31 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

57 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

48 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

143 j

WCR and payment terms evolution
GARAGE JEAN-LOUIS CHAGNEAU

Positioning of GARAGE JEAN-LOUIS CHAGNEAU in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 147 transactions of similar company sales in 2024, the value of GARAGE JEAN-LOUIS CHAGNEAU is estimated at 275 473 € (range 157 101€ - 501 806€). With an EBITDA of 28 235€, the sector multiple of 5.5x is applied. The price/revenue ratio is 0.35x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
147 transactions
157k€ 275k€ 501k€
275 473 € Range: 157 101€ - 501 806€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
28 235 € × 5.5x
Estimation 155 950 €
59 545€ - 252 945€
Revenue Multiple 30%
1 786 679 € × 0.35x
Estimation 620 244 €
411 106€ - 1 164 093€
Net Income Multiple 20%
12 612 € × 4.5x
Estimation 57 127 €
19 984€ - 130 532€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 147 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare GARAGE JEAN-LOUIS CHAGNEAU with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about GARAGE JEAN-LOUIS CHAGNEAU

What is the revenue of GARAGE JEAN-LOUIS CHAGNEAU ?

The revenue of GARAGE JEAN-LOUIS CHAGNEAU in 2024 is 1.8 M€.

Is GARAGE JEAN-LOUIS CHAGNEAU profitable?

Yes, GARAGE JEAN-LOUIS CHAGNEAU generated a net profit of 13 k€ in 2024.

Where is the headquarters of GARAGE JEAN-LOUIS CHAGNEAU ?

The headquarters of GARAGE JEAN-LOUIS CHAGNEAU is located in MONTAIGU-VENDEE (85600), in the department Vendee.

Where to find the tax return of GARAGE JEAN-LOUIS CHAGNEAU ?

The tax return of GARAGE JEAN-LOUIS CHAGNEAU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GARAGE JEAN-LOUIS CHAGNEAU operate?

GARAGE JEAN-LOUIS CHAGNEAU operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.