GARAGE GERARD BORDEL : revenue, balance sheet and financial ratios

GARAGE GERARD BORDEL is a French company founded 25 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in SAINT-FERREOL-DES-COTES (63600), this company of category PME shows in 2023 a revenue of 2.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GARAGE GERARD BORDEL (SIREN 435126958)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue N/C N/C 2 834 634 € N/C N/C N/C 1 889 600 € 1 870 159 € 1 554 777 €
Net income 176 522 € 86 653 € 181 666 € 135 025 € 160 016 € 141 983 € 136 950 € 143 453 € 57 398 €
EBITDA N/C N/C 250 269 € N/C N/C N/C 174 473 € 88 787 € 81 033 €
Net margin N/C N/C 6.4% N/C N/C N/C 7.2% 7.7% 3.7%

Revenue and income statement

In 2025, GARAGE GERARD BORDEL generates positive net income of 177 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 57 k€ -> 177 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

176 522 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.904%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

81.228%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18.3%

Solvency indicators evolution
GARAGE GERARD BORDEL

Sector positioning

Debt ratio
0.9 2025
2023
2024
2025
Q1: 4.82
Med: 28.34
Q3: 97.59
Excellent

In 2025, the debt ratio of GARAGE GERARD BORDEL (0.90) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
81.23% 2025
2023
2024
2025
Q1: 21.4%
Med: 46.13%
Q3: 67.72%
Excellent +10 pts over 3 years

In 2025, the financial autonomy of GARAGE GERARD BORDEL (81.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.3 years 2023
2023
Q1: 0.0 years
Med: 0.51 years
Q3: 4.09 years
Good

In 2023, the repayment capacity of GARAGE GERARD BORDEL (0.30) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 505.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

505.158

Liquidity indicators evolution
GARAGE GERARD BORDEL

Sector positioning

Liquidity ratio
505.16 2025
2023
2024
2025
Q1: 178.81
Med: 298.19
Q3: 555.86
Good

In 2025, the liquidity ratio of GARAGE GERARD BORDEL (505.16) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.6x 2023
2023
Q1: 0.0x
Med: 2.09x
Q3: 18.9x
Average

In 2023, the interest coverage of GARAGE GERARD BORDEL (0.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
GARAGE GERARD BORDEL

Positioning of GARAGE GERARD BORDEL in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 113 transactions of similar company sales in 2025, the value of GARAGE GERARD BORDEL is estimated at 752 925 € (range 240 192€ - 1 235 321€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
240k€ 752k€ 1235k€
752 925 € Range: 240 192€ - 1 235 321€
NAF 5 année 2025

Valuation method used

Net Income Multiple
176 522 € × 4.3x = 752 926 €
Range: 240 192€ - 1 235 321€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare GARAGE GERARD BORDEL with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about GARAGE GERARD BORDEL

What is the revenue of GARAGE GERARD BORDEL ?

The revenue of GARAGE GERARD BORDEL in 2023 is 2.8 M€.

Is GARAGE GERARD BORDEL profitable?

Yes, GARAGE GERARD BORDEL generated a net profit of 177 k€ in 2025.

Where is the headquarters of GARAGE GERARD BORDEL ?

The headquarters of GARAGE GERARD BORDEL is located in SAINT-FERREOL-DES-COTES (63600), in the department Puy-de-Dome.

Where to find the tax return of GARAGE GERARD BORDEL ?

The tax return of GARAGE GERARD BORDEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GARAGE GERARD BORDEL operate?

GARAGE GERARD BORDEL operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.