GARAGE GEFFROY LA GACILLY : revenue, balance sheet and financial ratios

GARAGE GEFFROY LA GACILLY is a French company founded 62 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in LA GACILLY (56200), this company of category PME shows in 2025 a revenue of 5.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GARAGE GEFFROY LA GACILLY (SIREN 314868712)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 5 213 127 € 5 101 016 € 6 163 718 € 5 191 108 € 4 785 515 € 4 651 566 € 5 509 585 € 4 705 619 € N/C N/C
Net income 35 124 € 25 343 € 134 488 € 68 384 € 75 828 € 30 601 € 39 489 € 42 335 € 29 253 € 41 407 €
EBITDA 115 140 € 50 850 € 188 434 € 73 882 € 160 460 € 100 761 € 120 540 € 103 222 € N/C N/C
Net margin 0.7% 0.5% 2.2% 1.3% 1.6% 0.7% 0.7% 0.9% N/C N/C

Revenue and income statement

In 2025, GARAGE GEFFROY LA GACILLY achieves revenue of 5.2 M€. Revenue is growing positively over 10 years (CAGR: +1.5%). Vs 2024: +2%. After deducting consumption (4.0 M€), gross margin stands at 1.2 M€, i.e. a rate of 23%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 115 k€, representing 2.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 35 k€, i.e. 0.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

5 213 127 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 194 570 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

115 140 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

70 731 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

35 124 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

2.2%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 112%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 1.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

111.581%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

32.295%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.552%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

5.834

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

24.2%

Solvency indicators evolution
GARAGE GEFFROY LA GACILLY

Sector positioning

Debt ratio
111.58 2025
2023
2024
2025
Q1: 6.43
Med: 21.42
Q3: 57.29
Average

In 2025, the debt ratio of GARAGE GEFFROY LA GACILLY (111.58) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
32.3% 2025
2023
2024
2025
Q1: 33.91%
Med: 53.94%
Q3: 68.26%
Watch -24 pts over 3 years

In 2025, the financial autonomy of GARAGE GEFFROY LA GACILLY (32.3%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
5.83 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.63 years
Q3: 1.94 years
Watch

In 2025, the repayment capacity of GARAGE GEFFROY LA GACILLY (5.83) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 251.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 26.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

251.993

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

26.432

Liquidity indicators evolution
GARAGE GEFFROY LA GACILLY

Sector positioning

Liquidity ratio
251.99 2025
2023
2024
2025
Q1: 169.01
Med: 249.5
Q3: 362.3
Good -12 pts over 3 years

In 2025, the liquidity ratio of GARAGE GEFFROY LA GACILLY (251.99) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
26.43x 2025
2023
2024
2025
Q1: 0.0x
Med: 1.25x
Q3: 5.56x
Excellent

In 2025, the interest coverage of GARAGE GEFFROY LA GACILLY (26.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 14 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 20 days. Favorable situation: supplier credit is longer than customer credit by 6 days. Inventory turnover is 45 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 49 days of revenue, i.e. 715 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

714 980 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

14 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

20 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

45 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

49 j

WCR and payment terms evolution
GARAGE GEFFROY LA GACILLY

Positioning of GARAGE GEFFROY LA GACILLY in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 131 transactions of similar company sales in 2025, the value of GARAGE GEFFROY LA GACILLY is estimated at 979 479 € (range 620 093€ - 2 019 782€). With an EBITDA of 115 140€, the sector multiple of 3.0x is applied. The price/revenue ratio is 0.50x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
131 transactions
620k€ 979k€ 2019k€
979 479 € Range: 620 093€ - 2 019 782€
NAF 5 année 2025

Valuation detail by method

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EBITDA Multiple 50%
115 140 € × 3.0x
Estimation 341 206 €
155 872€ - 731 324€
Revenue Multiple 30%
5 213 127 € × 0.50x
Estimation 2 615 491 €
1 753 170€ - 5 364 640€
Net Income Multiple 20%
35 124 € × 3.4x
Estimation 121 145 €
81 033€ - 223 645€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 131 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare GARAGE GEFFROY LA GACILLY with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about GARAGE GEFFROY LA GACILLY

What is the revenue of GARAGE GEFFROY LA GACILLY ?

The revenue of GARAGE GEFFROY LA GACILLY in 2025 is 5.2 M€.

Is GARAGE GEFFROY LA GACILLY profitable?

Yes, GARAGE GEFFROY LA GACILLY generated a net profit of 35 k€ in 2025.

Where is the headquarters of GARAGE GEFFROY LA GACILLY ?

The headquarters of GARAGE GEFFROY LA GACILLY is located in LA GACILLY (56200), in the department Morbihan.

Where to find the tax return of GARAGE GEFFROY LA GACILLY ?

The tax return of GARAGE GEFFROY LA GACILLY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GARAGE GEFFROY LA GACILLY operate?

GARAGE GEFFROY LA GACILLY operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.