GARAGE BONNEFOY D. : revenue, balance sheet and financial ratios

GARAGE BONNEFOY D. is a French company founded 18 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in MARLHES (42660), this company of category PME shows in 2025 a revenue of 4.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GARAGE BONNEFOY D. (SIREN 503344962)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 4 105 380 € 3 397 109 € 3 133 226 € 3 594 479 € N/C N/C N/C N/C N/C
Net income 157 325 € 154 671 € 227 068 € 139 808 € 113 642 € 73 779 € 79 111 € 68 066 € 60 077 €
EBITDA 239 948 € 215 337 € 187 599 € 214 781 € N/C N/C N/C N/C N/C
Net margin 3.8% 4.6% 7.2% 3.9% N/C N/C N/C N/C N/C

Revenue and income statement

In 2025, GARAGE BONNEFOY D. achieves revenue of 4.1 M€. Revenue is growing positively over 9 years (CAGR: +4.5%). Vs 2024, growth of +21% (3.4 M€ -> 4.1 M€). After deducting consumption (3.2 M€), gross margin stands at 882 k€, i.e. a rate of 21%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 240 k€, representing 5.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 157 k€, i.e. 3.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 105 380 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

882 388 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

239 948 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

218 671 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

157 325 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

16.93%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

75.894%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.321%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.213

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

32.9%

Solvency indicators evolution
GARAGE BONNEFOY D.

Sector positioning

Debt ratio
16.93 2025
2023
2024
2025
Q1: 6.43
Med: 21.08
Q3: 56.83
Good -8 pts over 3 years

In 2025, the debt ratio of GARAGE BONNEFOY D. (16.93) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
75.89% 2025
2023
2024
2025
Q1: 33.84%
Med: 54.07%
Q3: 68.28%
Excellent

In 2025, the financial autonomy of GARAGE BONNEFOY D. (75.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.21 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.64 years
Q3: 1.9 years
Average -14 pts over 3 years

In 2025, the repayment capacity of GARAGE BONNEFOY D. (1.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 755.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.5x. Financial charges are adequately covered by operations.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

755.158

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.474

Liquidity indicators evolution
GARAGE BONNEFOY D.

Sector positioning

Liquidity ratio
755.16 2025
2023
2024
2025
Q1: 168.43
Med: 250.02
Q3: 363.13
Excellent

In 2025, the liquidity ratio of GARAGE BONNEFOY D. (755.16) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
2.47x 2025
2023
2024
2025
Q1: 0.0x
Med: 1.27x
Q3: 5.52x
Good -18 pts over 3 years

In 2025, the interest coverage of GARAGE BONNEFOY D. (2.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 7 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 11 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Inventory turnover is 58 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 67 days of revenue, i.e. 764 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

764 052 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

7 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

11 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

58 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

67 j

WCR and payment terms evolution
GARAGE BONNEFOY D.

Positioning of GARAGE BONNEFOY D. in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 131 transactions of similar company sales in 2025, the value of GARAGE BONNEFOY D. is estimated at 1 081 971 € (range 649 198€ - 2 229 783€). With an EBITDA of 239 948€, the sector multiple of 3.0x is applied. The price/revenue ratio is 0.50x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
131 transactions
649k€ 1081k€ 2229k€
1 081 971 € Range: 649 198€ - 2 229 783€
NAF 5 année 2025

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
239 948 € × 3.0x
Estimation 711 061 €
324 832€ - 1 524 054€
Revenue Multiple 30%
4 105 380 € × 0.50x
Estimation 2 059 720 €
1 380 636€ - 4 224 697€
Net Income Multiple 20%
157 325 € × 3.4x
Estimation 542 626 €
362 959€ - 1 001 735€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 131 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare GARAGE BONNEFOY D. with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about GARAGE BONNEFOY D.

What is the revenue of GARAGE BONNEFOY D. ?

The revenue of GARAGE BONNEFOY D. in 2025 is 4.1 M€.

Is GARAGE BONNEFOY D. profitable?

Yes, GARAGE BONNEFOY D. generated a net profit of 157 k€ in 2025.

Where is the headquarters of GARAGE BONNEFOY D. ?

The headquarters of GARAGE BONNEFOY D. is located in MARLHES (42660), in the department Loire.

Where to find the tax return of GARAGE BONNEFOY D. ?

The tax return of GARAGE BONNEFOY D. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GARAGE BONNEFOY D. operate?

GARAGE BONNEFOY D. operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.