SIREN : 493223093
GAR. INVEST. is a French company founded 19 years ago, specialized in the sector Gestion de fonds. Based in GOURDON (46300), this company of category PME shows in 2022 a revenue of 51 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 50 834 € | 64 132 € | 76 318 € | 126 371 € | 60 755 € |
| Net income | 420 501 € | 56 734 € | 145 330 € | 815 038 € | -76 530 € |
| EBITDA | 37 674 € | 43 168 € | 53 035 € | 77 325 € | -165 612 € |
| Net margin | 827.2% | 88.5% | 190.4% | 645.0% | -126.0% |
In 2022, GAR. INVEST. achieves revenue of 51 k€. Activity remains stable over the period (CAGR: -3.5%). Significant drop of -21% vs 2020. After deducting consumption (0 €), gross margin stands at 51 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 38 k€, representing 74.1% of revenue. Positive scissor effect: EBITDA margin improves by +6.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 421 k€, i.e. 827.2% of revenue. This profit can be retained or distributed to shareholders.
50 834 €
50 834 €
37 674 €
37 674 €
420 501 €
74.1%
The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 20%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 827.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
27.405%
19.812%
827.204%
0.0
In 2022, the debt ratio of GAR. INVEST. (27.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of GAR. INVEST. (19.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of GAR. INVEST. (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 163.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.2x. Financial charges are adequately covered by operations.
163.482
3.153
In 2022, the liquidity ratio of GAR. INVEST. (163.48) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of GAR. INVEST. (3.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5244 days. Excellent situation: suppliers finance 5244 days of the operating cycle (retail model). WCR is negative (-4678 days): operations structurally generate cash.
-660 540 €
0 j
5244 j
0 j
-4678 j
Based on 109 transactions of similar company sales in 2022, the value of GAR. INVEST. is estimated at 572 862 € (range 274 238€ - 1 224 845€). With an EBITDA of 37 674€, the sector multiple of 4.2x is applied. The price/revenue ratio is 0.56x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GAR. INVEST. with other companies in the same sector:
The revenue of GAR. INVEST. in 2022 is 51 k€.
Yes, GAR. INVEST. generated a net profit of 421 k€ in 2022.
The headquarters of GAR. INVEST. is located in GOURDON (46300), in the department Lot.
The tax return of GAR. INVEST. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GAR. INVEST. operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.