SIREN : 410569776
GAN PREVOYANCE is a French company founded 29 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75008), this company of category GE shows in 2024 a revenue of 79.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 79 084 823 € | 78 694 631 € | 75 896 329 € | 84 442 227 € | 84 710 603 € | 84 616 451 € | 81 649 442 € | 87 082 113 € | 95 166 031 € |
| Net income | 522 390 € | 442 374 € | 388 932 € | 5 101 € | 117 088 € | 196 511 € | 5 153 € | 38 876 € | 396 422 € |
| EBITDA | 277 058 € | 1 125 821 € | 1 741 383 € | 2 493 721 € | 4 501 336 € | 2 531 914 € | -1 912 893 € | 1 166 893 € | 1 908 474 € |
| Net margin | 0.7% | 0.6% | 0.5% | 0.0% | 0.1% | 0.2% | 0.0% | 0.0% | 0.4% |
In 2024, GAN PREVOYANCE achieves revenue of 79.1 M€. Activity remains stable over the period (CAGR: -2.3%). Vs 2023: +0%. After deducting consumption (0 €), gross margin stands at 79.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 277 k€, representing 0.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 522 k€, i.e. 0.7% of revenue. This profit can be retained or distributed to shareholders.
79 084 823 €
79 084 823 €
277 058 €
2 544 842 €
522 390 €
0.3%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
0.0%
11.262%
-2.053%
0.0
34.1%
In 2024, the debt ratio of GAN PREVOYANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of GAN PREVOYANCE (11.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of GAN PREVOYANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 21.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 36.3x. Operating income very largely covers interest expenses: high safety margin.
21.871
36.314
In 2024, the liquidity ratio of GAN PREVOYANCE (21.87) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of GAN PREVOYANCE (36.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 21 days. Favorable situation: supplier credit is longer than customer credit by 20 days. WCR is negative (-75 days): operations structurally generate cash.
-16 546 918 €
1 j
21 j
0 j
-75 j
Based on 193 transactions of similar company sales (all years), the value of GAN PREVOYANCE is estimated at 23 686 538 € (range 6 642 765€ - 45 166 016€). With an EBITDA of 277 058€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GAN PREVOYANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of GAN PREVOYANCE in 2024 is 79.1 M€.
Yes, GAN PREVOYANCE generated a net profit of 522 k€ in 2024.
The headquarters of GAN PREVOYANCE is located in PARIS (75008), in the department Paris.
The tax return of GAN PREVOYANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GAN PREVOYANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.