SIREN : 349400978
GAMMA FINORVEST is a French company founded 37 years ago, specialized in the sector Agences immobilières. Based in PARIS (75017), this company of category PME shows in 2023 a revenue of 147 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 147 499 € | 136 951 € | 134 238 € | 134 026 € | 131 579 € | 128 521 € | 126 804 € | 125 935 € |
| Net income | 111 268 € | 103 960 € | 96 771 € | 87 158 € | 98 315 € | 93 817 € | 91 960 € | 86 358 € |
| EBITDA | 115 234 € | 108 143 € | 101 083 € | 91 318 € | 102 965 € | 98 268 € | 97 005 € | 92 142 € |
| Net margin | 75.4% | 75.9% | 72.1% | 65.0% | 74.7% | 73.0% | 72.5% | 68.6% |
In 2023, GAMMA FINORVEST achieves revenue of 147 k€. Revenue is growing positively over 8 years (CAGR: +2.3%). Vs 2022: +8%. After deducting consumption (0 €), gross margin stands at 147 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 115 k€, representing 78.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 111 k€, i.e. 75.4% of revenue. This profit can be retained or distributed to shareholders.
147 499 €
147 499 €
115 234 €
111 755 €
111 268 €
78.1%
The debt ratio (= Financial debt / Equity x 100) stands at 30%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 77.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
30.173%
75.851%
77.795%
0.313
25.4%
In 2023, the debt ratio of GAMMA FINORVEST (30.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of GAMMA FINORVEST (75.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of GAMMA FINORVEST (0.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 556.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.4x. Danger: operating income does not cover interest charges, unsustainable situation.
556.753
0.423
In 2023, the liquidity ratio of GAMMA FINORVEST (556.75) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of GAMMA FINORVEST (0.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 17 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. The company must finance 4 days of gap between collections and payments. Overall, WCR represents 23 days of revenue, i.e. 10 k€ to permanently finance. Notable WCR improvement over the period (-34%), freeing up cash.
9 573 €
17 j
13 j
0 j
23 j
Based on 63 transactions of similar company sales
in 2023,
the value of GAMMA FINORVEST is estimated at
166 715 €
(range 81 526€ - 371 682€).
With an EBITDA of 115 234€, the sector multiple of 1.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GAMMA FINORVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of GAMMA FINORVEST in 2023 is 147 k€.
Yes, GAMMA FINORVEST generated a net profit of 111 k€ in 2023.
The headquarters of GAMMA FINORVEST is located in PARIS (75017), in the department Paris.
The tax return of GAMMA FINORVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GAMMA FINORVEST operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.