GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB : revenue, balance sheet and financial ratios

GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB is a French company founded 71 years ago, specialized in the sector Ingénierie, études techniques. Based in NICE (06200), this company of category ETI shows in 2021 a revenue of 4.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB (SIREN 695521468)
Indicator 2021 2020 2019 2018 2017 2016
Revenue 4 220 349 € N/C N/C N/C 12 893 050 € 2 534 061 €
Net income -358 694 € -1 729 835 € 468 618 € 1 474 568 € 1 841 626 € 80 798 €
EBITDA -1 030 078 € N/C N/C N/C 1 903 658 € -228 679 €
Net margin -8.5% N/C N/C N/C 14.3% 3.2%

Revenue and income statement

In 2021, GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB achieves revenue of 4.2 M€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +10.7%. After deducting consumption (2.7 M€), gross margin stands at 1.5 M€, i.e. a rate of 37%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1.0 M€, representing -24.4% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -359 k€ (-8.5% of revenue), which will impact equity.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 220 349 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 541 197 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 030 078 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-503 914 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-358 694 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-24.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 91%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

91.25%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

29.702%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-18.913%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-13.456

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

90.1%

Solvency indicators evolution
GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB

Sector positioning

Debt ratio
91.25 2021
2019
2020
2021
Q1: 0.0
Med: 11.4
Q3: 66.26
Average

In 2021, the debt ratio of GAMBETTA SUD EST SOCIETE ... (91.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
29.7% 2021
2019
2020
2021
Q1: 10.95%
Med: 35.06%
Q3: 59.74%
Average -18 pts over 3 years

In 2021, the financial autonomy of GAMBETTA SUD EST SOCIETE ... (29.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-13.46 years 2021
2021
Q1: 0.0 years
Med: 0.0 years
Q3: 1.32 years
Excellent

In 2021, the repayment capacity of GAMBETTA SUD EST SOCIETE ... (-13.46) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1248.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1248.403

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-114.028

Liquidity indicators evolution
GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB

Sector positioning

Liquidity ratio
1248.4 2021
2019
2020
2021
Q1: 151.2
Med: 231.52
Q3: 390.78
Excellent

In 2021, the liquidity ratio of GAMBETTA SUD EST SOCIETE ... (1248.40) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-114.03x 2021
2021
Q1: 0.0x
Med: 0.0x
Q3: 1.05x
Average

In 2021, the interest coverage of GAMBETTA SUD EST SOCIETE ... (-114.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 601 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. The gap of 571 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 1211 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 1150 days of revenue, i.e. 13.5 M€ to permanently finance.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

13 481 187 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

601 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

30 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

1211 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1150 j

WCR and payment terms evolution
GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB

Positioning of GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB in its sector

Comparison with sector Ingénierie, études techniques

Valuation estimate

Based on 52 transactions of similar company sales in 2021, the value of GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB is estimated at 1 849 492 € (range 945 973€ - 2 409 426€). The price/revenue ratio is 0.44x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
52 tx
945k€ 1849k€ 2409k€
1 849 492 € Range: 945 973€ - 2 409 426€
NAF 5 année 2021

Valuation method used

Revenue Multiple
4 220 349 € × 0.44x = 1 849 493 €
Range: 945 974€ - 2 409 427€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 52 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Ingénierie, études techniques)

Compare GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB with other companies in the same sector:

Voir toutes les statistiques du secteur Ingénierie, études techniques

Frequently asked questions about GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB

What is the revenue of GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB ?

The revenue of GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB in 2021 is 4.2 M€.

Is GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB profitable?

GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB recorded a net loss in 2021.

Where is the headquarters of GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB ?

The headquarters of GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB is located in NICE (06200), in the department Alpes-Maritimes.

Where to find the tax return of GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB ?

The tax return of GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB operate?

GAMBETTA SUD EST SOCIETE ANONYME COOPERATIVE D 'INTERET COLLECTIF D 'HABITATIONS A LOYER MODERE SOCIETE A CAPITAL VARIAB operates in the sector Ingénierie, études techniques (NAF code 71.12B). See the 'Sector positioning' section above to compare the company with its competitors.