SIREN : 498329150
GAM is a French company founded 18 years ago, specialized in the sector Promotion immobilière de logements. Based in PUGET-SUR-ARGENS (83480), this company of category PME shows in 2021 a revenue of 565 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2016 | 2015 |
|---|---|---|---|---|---|---|
| Revenue | 565 417 € | 970 413 € | 945 575 € | N/C | 1 067 333 € | N/C |
| Net income | 52 618 € | 129 470 € | 133 172 € | 0 € | 269 124 € | 0 € |
| EBITDA | 66 085 € | 173 661 € | 177 242 € | N/C | 393 203 € | N/C |
| Net margin | 9.3% | 13.3% | 14.1% | N/C | 25.2% | N/C |
In 2021, GAM achieves revenue of 565 k€. Revenue is declining over the period 2016-2021 (CAGR: -11.9%). Significant drop of -42% vs 2020. After deducting consumption (571 k€), gross margin stands at -6 k€, i.e. a rate of -1%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 66 k€, representing 11.7% of revenue. Warning negative scissor effect: despite revenue change (-42%), EBITDA varies by -62%, reducing margin by 6.2 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 53 k€, i.e. 9.3% of revenue. This profit can be retained or distributed to shareholders.
565 417 €
-6 063 €
66 085 €
65 625 €
52 618 €
11.7%
The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 9.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
7.368%
70.737%
9.387%
0.826
67.6%
In 2021, the debt ratio of GAM (7.37) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of GAM (70.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2021, the repayment capacity of GAM (0.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 415.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
415.312
0.0
In 2021, the liquidity ratio of GAM (415.31) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of GAM (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 117 days. Excellent situation: suppliers finance 117 days of the operating cycle (retail model). Inventory turnover is 53 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 163 days of revenue, i.e. 256 k€ to permanently finance.
256 315 €
0 j
117 j
53 j
163 j
Based on 80 transactions of similar company sales
(all years),
the value of GAM is estimated at
105 323 €
(range 38 432€ - 285 546€).
With an EBITDA of 66 085€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GAM with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of GAM in 2021 is 565 k€.
Yes, GAM generated a net profit of 53 k€ in 2021.
The headquarters of GAM is located in PUGET-SUR-ARGENS (83480), in the department Var.
The tax return of GAM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GAM operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.