SIREN : 912800745
GALLARD STEVEN is a French company founded 4 years ago, specialized in the sector Gestion de fonds. Based in CHAMPTOCE-SUR-LOIRE (49123), this company of category PME shows in 2025 a net income positive of 35 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | N/C | N/C | N/C |
| Net income | 34 922 € | 10 897 € | 7 745 € |
| EBITDA | -2 792 € | -2 327 € | -4 349 € |
| Net margin | N/C | N/C | N/C |
In 2025, GALLARD STEVEN generates positive net income of 35 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2023-2025: 8 k€ -> 35 k€.
-2 792 €
-2 792 €
34 922 €
The debt ratio (= Financial debt / Equity x 100) stands at 82%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.
82.392%
54.827%
1.325
In 2025, the debt ratio of GALLARD STEVEN (82.39) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of GALLARD STEVEN (54.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of GALLARD STEVEN (1.32) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
-18.732
In 2024, the liquidity ratio of GALLARD STEVEN (0.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of GALLARD STEVEN (-18.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 45 340€ to 261 300€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GALLARD STEVEN with other companies in the same sector:
The revenue of GALLARD STEVEN is not publicly disclosed (confidential accounts filed with INPI).
Yes, GALLARD STEVEN generated a net profit of 35 k€ in 2025.
The headquarters of GALLARD STEVEN is located in CHAMPTOCE-SUR-LOIRE (49123), in the department Maine-et-Loire.
The tax return of GALLARD STEVEN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GALLARD STEVEN operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.