SIREN : 339753725
G E M F I is a French company founded 39 years ago, specialized in the sector Promotion immobilière d'autres bâtiments. Based in MONTROUGE (92120), this company of category ETI shows in 2024 a revenue of 42.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 42 688 514 € | 77 276 336 € | 78 395 743 € | 69 531 460 € | 24 840 130 € | 39 515 678 € | 33 484 915 € | 36 831 700 € | 45 746 113 € |
| Net income | 672 821 € | 2 857 132 € | 3 231 866 € | 5 247 666 € | 1 126 074 € | 281 033 € | 559 038 € | 11 724 € | 101 633 € |
| EBITDA | 876 851 € | 3 603 658 € | 4 299 775 € | 7 331 895 € | 1 540 290 € | 449 142 € | 749 509 € | -201 454 € | 276 014 € |
| Net margin | 1.6% | 3.7% | 4.1% | 7.5% | 4.5% | 0.7% | 1.7% | 0.0% | 0.2% |
In 2024, G E M F I achieves revenue of 42.7 M€. Activity remains stable over the period (CAGR: -0.9%). Significant drop of -45% vs 2023. After deducting consumption (39.9 M€), gross margin stands at 2.8 M€, i.e. a rate of 7%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 877 k€, representing 2.1% of revenue. Warning negative scissor effect: despite revenue change (-45%), EBITDA varies by -76%, reducing margin by 2.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 673 k€, i.e. 1.6% of revenue. This profit can be retained or distributed to shareholders.
42 688 514 €
2 780 075 €
876 851 €
708 057 €
672 821 €
2.1%
The debt ratio (= Financial debt / Equity x 100) stands at 32%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 2.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
32.239%
38.637%
1.972%
4.554
23.3%
In 2024, the debt ratio of G E M F I (32.24) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of G E M F I (38.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of G E M F I (4.55) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 204.61. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.1x. Financial charges are adequately covered by operations.
204.608
3.145
In 2024, the liquidity ratio of G E M F I (204.61) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of G E M F I (3.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 53 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 103 days. Excellent situation: suppliers finance 50 days of the operating cycle (retail model). Inventory turnover is 89 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 173 days of revenue, i.e. 20.5 M€ to permanently finance. Over 2016-2024, WCR increased by +66%, requiring additional financing.
20 504 574 €
53 j
103 j
89 j
173 j
Based on 80 transactions of similar company sales
(all years),
the value of G E M F I is estimated at
4 338 704 €
(range 1 568 154€ - 11 019 076€).
With an EBITDA of 876 851€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare G E M F I with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière d'autres bâtiments
The revenue of G E M F I in 2024 is 42.7 M€.
Yes, G E M F I generated a net profit of 673 k€ in 2024.
The headquarters of G E M F I is located in MONTROUGE (92120), in the department Hauts-de-Seine.
The tax return of G E M F I is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
G E M F I operates in the sector Promotion immobilière d'autres bâtiments (NAF code 41.10C). See the 'Sector positioning' section above to compare the company with its competitors.