SIREN : 487913162
FRESEDI FINANCE is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in LUCON (85400), this company of category PME shows in 2025 a revenue of 210 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 209 919 € | 212 457 € | 199 422 € | 188 944 € | 173 024 € | 82 110 € | 89 963 € | 93 784 € | 63 029 € |
| Net income | 65 321 € | 64 532 € | 49 752 € | 43 859 € | 13 440 € | -49 348 € | 187 818 € | 16 301 € | -212 220 € |
| EBITDA | 158 457 € | 154 412 € | 156 686 € | 137 536 € | 122 804 € | 42 853 € | 61 627 € | 70 083 € | -24 607 € |
| Net margin | 31.1% | 30.4% | 24.9% | 23.2% | 7.8% | -60.1% | 208.8% | 17.4% | -336.7% |
In 2025, FRESEDI FINANCE achieves revenue of 210 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +16.2%. Slight decline of -1% vs 2024. After deducting consumption (0 €), gross margin stands at 210 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 158 k€, representing 75.5% of revenue. Positive scissor effect: EBITDA margin improves by +2.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 65 k€, i.e. 31.1% of revenue. This profit can be retained or distributed to shareholders.
209 919 €
209 919 €
158 457 €
85 924 €
65 321 €
75.5%
The debt ratio (= Financial debt / Equity x 100) stands at 103%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 77.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
102.826%
48.069%
77.67%
4.442
60.6%
In 2025, the debt ratio of FRESEDI FINANCE (102.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FRESEDI FINANCE (48.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of FRESEDI FINANCE (4.44) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2537.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.6x. Operating income very largely covers interest expenses: high safety margin.
2537.521
7.603
In 2025, the liquidity ratio of FRESEDI FINANCE (2537.52) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FRESEDI FINANCE (7.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 73 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 80 days. Favorable situation: supplier credit is longer than customer credit by 7 days. Inventory turnover is 323 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 384 days of revenue, i.e. 224 k€ to permanently finance. Over 2017-2025, WCR increased by +501%, requiring additional financing.
223 652 €
73 j
80 j
323 j
384 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 72 101€ to 478 816€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FRESEDI FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FRESEDI FINANCE in 2025 is 210 k€.
Yes, FRESEDI FINANCE generated a net profit of 65 k€ in 2025.
The headquarters of FRESEDI FINANCE is located in LUCON (85400), in the department Vendee.
The tax return of FRESEDI FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FRESEDI FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.