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FRANCE RISKS COURTAGE : revenue, balance sheet and financial ratios

FRANCE RISKS COURTAGE is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BETHENY (51450), this company of category PME shows in 2018 a net income positive of 12 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FRANCE RISKS COURTAGE (SIREN 508194933)
Indicator 2018 2017
Revenue N/C N/C
Net income 11 861 € 4 461 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2018, FRANCE RISKS COURTAGE generates positive net income of 12 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2018: 4 k€ -> 12 k€.

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

11 861 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 58%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

58.014%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

61.194%

Solvency indicators evolution
FRANCE RISKS COURTAGE

Sector positioning

Debt ratio
58.01 2018
2017
2018
Q1: 0.01
Med: 9.38
Q3: 55.7
Average

In 2018, the debt ratio of FRANCE RISKS COURTAGE (58.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
61.19% 2018
2017
2018
Q1: 14.67%
Med: 45.08%
Q3: 73.22%
Good +18 pts over 2 years

In 2018, the financial autonomy of FRANCE RISKS COURTAGE (61.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2838.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2838.226

Liquidity indicators evolution
FRANCE RISKS COURTAGE

Sector positioning

Liquidity ratio
2838.23 2018
2017
2018
Q1: 109.41
Med: 206.71
Q3: 452.42
Excellent +6 pts over 2 years

In 2018, the liquidity ratio of FRANCE RISKS COURTAGE (2838.23) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of FRANCE RISKS COURTAGE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 18 232€ to 162 735€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2018
Indicative
18k€ 33k€ 162k€
33 943 € Range: 18 232€ - 162 735€
NAF 5 année 2018

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare FRANCE RISKS COURTAGE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about FRANCE RISKS COURTAGE

What is the revenue of FRANCE RISKS COURTAGE ?

The revenue of FRANCE RISKS COURTAGE is not publicly disclosed (confidential accounts filed with INPI).

Is FRANCE RISKS COURTAGE profitable?

Yes, FRANCE RISKS COURTAGE generated a net profit of 12 k€ in 2018.

Where is the headquarters of FRANCE RISKS COURTAGE ?

The headquarters of FRANCE RISKS COURTAGE is located in BETHENY (51450), in the department Marne.

Where to find the tax return of FRANCE RISKS COURTAGE ?

The tax return of FRANCE RISKS COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FRANCE RISKS COURTAGE operate?

FRANCE RISKS COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.