FONCIERE VERAMUNDI : revenue, balance sheet and financial ratios

FONCIERE VERAMUNDI is a French company founded 9 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in L'ISLE-D'ABEAU (38080), this company of category PME shows in 2024 a revenue of 81 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FONCIERE VERAMUNDI (SIREN 821271830)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 81 317 € 61 353 € 55 702 € 46 160 € 46 160 € N/C N/C N/C N/C
Net income -140 994 € -52 696 € -26 913 € 11 694 € 13 665 € -14 362 € -161 238 € -135 364 € -18 708 €
EBITDA 11 767 € 2 922 € 7 066 € -9 851 € 2 227 € -54 855 € -126 864 € -70 227 € -18 708 €
Net margin -173.4% -85.9% -48.3% 25.3% 29.6% N/C N/C N/C N/C

Revenue and income statement

In 2024, FONCIERE VERAMUNDI achieves revenue of 81 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +15.2%. Vs 2023, growth of +33% (61 k€ -> 81 k€). After deducting consumption (0 €), gross margin stands at 81 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 12 k€, representing 14.5% of revenue. Positive scissor effect: EBITDA margin improves by +9.7 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Net income is negative at -141 k€ (-173.4% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

81 317 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

81 317 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

11 767 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

11 770 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-140 994 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

14.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 583%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

582.688%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

12.785%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-173.388%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-69.048

Solvency indicators evolution
FONCIERE VERAMUNDI

Sector positioning

Debt ratio
582.69 2024
2022
2023
2024
Q1: -20.62
Med: 5.98
Q3: 146.83
Average +6 pts over 3 years

In 2024, the debt ratio of FONCIERE VERAMUNDI (582.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
12.79% 2024
2022
2023
2024
Q1: 0.04%
Med: 27.47%
Q3: 73.82%
Average -15 pts over 3 years

In 2024, the financial autonomy of FONCIERE VERAMUNDI (12.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-69.05 years 2024
2022
2023
2024
Q1: -0.02 years
Med: 0.65 years
Q3: 10.57 years
Excellent

In 2024, the repayment capacity of FONCIERE VERAMUNDI (-69.05) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 570.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2333.8x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

570.389

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2333.832

Liquidity indicators evolution
FONCIERE VERAMUNDI

Sector positioning

Liquidity ratio
570.39 2024
2022
2023
2024
Q1: 83.33
Med: 307.99
Q3: 1318.25
Good -18 pts over 3 years

In 2024, the liquidity ratio of FONCIERE VERAMUNDI (570.39) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
2333.83x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 20.04x
Excellent

In 2024, the interest coverage of FONCIERE VERAMUNDI (2333.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 632 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 98 days. The gap of 534 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 2831 days of revenue, i.e. 639 k€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

639 495 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

632 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

98 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

2831 j

WCR and payment terms evolution
FONCIERE VERAMUNDI

Positioning of FONCIERE VERAMUNDI in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 169 transactions of similar company sales in 2024, the value of FONCIERE VERAMUNDI is estimated at 65 780 € (range 20 300€ - 119 374€). With an EBITDA of 11 767€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
169 transactions
20k€ 65k€ 119k€
65 780 € Range: 20 300€ - 119 374€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
11 767 € × 5.6x
Estimation 65 893 €
17 442€ - 117 611€
Revenue Multiple 30%
81 317 € × 0.81x
Estimation 65 593 €
25 065€ - 122 314€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare FONCIERE VERAMUNDI with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about FONCIERE VERAMUNDI

What is the revenue of FONCIERE VERAMUNDI ?

The revenue of FONCIERE VERAMUNDI in 2024 is 81 k€.

Is FONCIERE VERAMUNDI profitable?

FONCIERE VERAMUNDI recorded a net loss in 2024.

Where is the headquarters of FONCIERE VERAMUNDI ?

The headquarters of FONCIERE VERAMUNDI is located in L'ISLE-D'ABEAU (38080), in the department Isere.

Where to find the tax return of FONCIERE VERAMUNDI ?

The tax return of FONCIERE VERAMUNDI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FONCIERE VERAMUNDI operate?

FONCIERE VERAMUNDI operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.