FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS : revenue, balance sheet and financial ratios

FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS is a French company founded 13 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in CHASSIEU (69680), this company of category PME shows in 2022 a revenue of 43 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS (SIREN 791434350)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue 43 268 € 276 410 € -22 938 € 355 690 € 10 638 € -520 € 601 780 €
Net income 16 289 € 82 163 € -37 775 € 0 € -11 168 € -14 384 € 54 549 €
EBITDA 34 880 € 74 118 € -32 331 € -24 652 € -6 472 € -13 624 € 84 292 €
Net margin 37.6% 29.7% 164.7% 0.0% -105.0% 2766.2% 9.1%

Revenue and income statement

In 2022, FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS achieves revenue of 43 k€. Revenue is declining over the period 2016-2022 (CAGR: -35.5%). Significant drop of -84% vs 2021. After deducting consumption (-531 k€), gross margin stands at 574 k€, i.e. a rate of 1326%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 35 k€, representing 80.6% of revenue. Positive scissor effect: EBITDA margin improves by +53.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 16 k€, i.e. 37.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

43 268 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

573 848 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

34 880 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

34 880 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

16 289 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

80.6%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 3808%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 146.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 37.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

3808.095%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

2.086%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

37.647%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

146.528

Solvency indicators evolution
FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS

Sector positioning

Debt ratio
3808.09 2022
2020
2021
2022
Q1: 0.0
Med: 24.48
Q3: 282.47
Average +50 pts over 3 years

In 2022, the debt ratio of FONCIERE MARCHANDS DE BIE... (3808.09) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
2.09% 2022
2020
2021
2022
Q1: 0.51%
Med: 24.67%
Q3: 68.95%
Average

In 2022, the financial autonomy of FONCIERE MARCHANDS DE BIE... (2.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
146.53 years 2022
2020
2021
2022
Q1: -5.45 years
Med: 0.0 years
Q3: 2.98 years
Average +50 pts over 3 years

In 2022, the repayment capacity of FONCIERE MARCHANDS DE BIE... (146.53) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 578.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 46.1x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

578.524

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

46.101

Liquidity indicators evolution
FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS

Sector positioning

Liquidity ratio
578.52 2022
2020
2021
2022
Q1: 150.23
Med: 466.6
Q3: 2295.26
Good +11 pts over 3 years

In 2022, the liquidity ratio of FONCIERE MARCHANDS DE BIE... (578.52) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
46.1x 2022
2020
2021
2022
Q1: -2.12x
Med: 0.0x
Q3: 4.45x
Excellent +50 pts over 3 years

In 2022, the interest coverage of FONCIERE MARCHANDS DE BIE... (46.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 74 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 119 days. Excellent situation: suppliers finance 45 days of the operating cycle (retail model). Inventory turnover is 24244 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 26092 days of revenue, i.e. 3.1 M€ to permanently finance. Over 2016-2022, WCR increased by +2934%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 135 926 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

74 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

119 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

24244 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

26092 j

WCR and payment terms evolution
FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS

Positioning of FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS in its sector

Comparison with sector Activités des marchands de biens immobiliers

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 39 945€ to 199 824€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2022
Indicative
39k€ 139k€ 199k€
139 641 € Range: 39 945€ - 199 824€
NAF 5 année 2022

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des marchands de biens immobiliers)

Compare FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS

What is the revenue of FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS ?

The revenue of FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS in 2022 is 43 k€.

Is FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS profitable?

Yes, FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS generated a net profit of 16 k€ in 2022.

Where is the headquarters of FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS ?

The headquarters of FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS is located in CHASSIEU (69680), in the department Rhone.

Where to find the tax return of FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS ?

The tax return of FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS operate?

FONCIERE MARCHANDS DE BIENS INVESTISSEMENTS operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.