FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP : revenue, balance sheet and financial ratios

FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP is a French company founded 24 years ago, specialized in the sector Services administratifs combinés de bureau. Based in LA ROCHELLE (17000), this company of category PME shows in 2022 a revenue of 9 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP (SIREN 438333759)
Indicator 2022 2021 2020 2019 2018 2017
Revenue 9 366 € 11 121 € N/C 356 532 € 544 881 € 1 300 253 €
Net income -436 011 € -265 329 € -174 095 € -673 795 € 56 646 € 1 005 €
EBITDA -18 599 € -21 102 € -99 124 € -52 277 € -144 672 € 63 399 €
Net margin -4655.3% -2385.8% N/C -189.0% 10.4% 0.1%

Revenue and income statement

In 2022, FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP achieves revenue of 9 k€. Revenue is declining over the period 2017-2022 (CAGR: -62.7%). Significant drop of -16% vs 2021. After deducting consumption (0 €), gross margin stands at 9 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -19 k€, representing -198.6% of revenue. Warning negative scissor effect: despite revenue change (-16%), EBITDA varies by +12%, reducing margin by 8.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -436 k€ (-4655.3% of revenue), which will impact equity.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

9 366 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

9 366 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-18 599 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-18 729 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-436 011 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-198.6%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 78%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 286.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

23.447%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

77.587%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

286.227%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

11.126

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

0.3%

Solvency indicators evolution
FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP

Sector positioning

Debt ratio
23.45 2022
2020
2021
2022
Q1: 0.06
Med: 19.36
Q3: 127.67
Average

In 2022, the debt ratio of FONCIERE IMMOBILIERE BERN... (23.45) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
77.59% 2022
2020
2021
2022
Q1: 8.69%
Med: 43.36%
Q3: 79.94%
Good

In 2022, the financial autonomy of FONCIERE IMMOBILIERE BERN... (77.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
11.13 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.01 years
Q3: 3.18 years
Average +50 pts over 3 years

In 2022, the repayment capacity of FONCIERE IMMOBILIERE BERN... (11.13) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2256.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2256.66

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-2720.447

Liquidity indicators evolution
FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP

Sector positioning

Liquidity ratio
2256.66 2022
2020
2021
2022
Q1: 102.48
Med: 282.67
Q3: 1129.65
Excellent

In 2022, the liquidity ratio of FONCIERE IMMOBILIERE BERN... (2256.66) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-2720.45x 2022
2020
2021
2022
Q1: -14.33x
Med: 0.0x
Q3: 0.09x
Watch

In 2022, the interest coverage of FONCIERE IMMOBILIERE BERN... (-2720.4x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 733 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 81 days. The gap of 652 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 57399 days of revenue, i.e. 1.5 M€ to permanently finance. Notable WCR improvement over the period (-35%), freeing up cash.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 493 335 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

733 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

81 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

57399 j

WCR and payment terms evolution
FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP

Positioning of FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP in its sector

Comparison with sector Services administratifs combinés de bureau

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 1 052€ to 16 547€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2022
Indicative
1k€ 3k€ 16k€
3 765 € Range: 1 052€ - 16 547€
NAF 5 année 2022

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Services administratifs combinés de bureau)

Compare FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP with other companies in the same sector:

Voir toutes les statistiques du secteur Services administratifs combinés de bureau

Frequently asked questions about FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP

What is the revenue of FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP ?

The revenue of FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP in 2022 is 9 k€.

Is FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP profitable?

FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP recorded a net loss in 2022.

Where is the headquarters of FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP ?

The headquarters of FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP is located in LA ROCHELLE (17000), in the department Charente-Maritime.

Where to find the tax return of FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP ?

The tax return of FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP operate?

FONCIERE IMMOBILIERE BERNARD PORTERES - FIBP operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.