SIREN : 438910275
FONCIERE GNA is a French company founded 24 years ago, specialized in the sector Promotion immobilière de logements. Based in VERTOU (44120), this company of category GE shows in 2024 a revenue of 6.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6 120 651 € | 9 738 263 € | 6 539 334 € | 5 675 586 € | 5 098 966 € | 3 375 648 € | 7 433 367 € | 8 179 310 € | 2 189 195 € |
| Net income | -141 662 € | -167 660 € | 83 817 € | 80 731 € | 339 488 € | 204 777 € | 167 385 € | 303 822 € | 169 333 € |
| EBITDA | 2 429 409 € | 2 249 098 € | 693 285 € | 496 352 € | 562 366 € | 363 986 € | 273 461 € | 433 435 € | 237 680 € |
| Net margin | -2.3% | -1.7% | 1.3% | 1.4% | 6.7% | 6.1% | 2.3% | 3.7% | 7.7% |
In 2024, FONCIERE GNA achieves revenue of 6.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +13.7%. Significant drop of -37% vs 2023. After deducting consumption (0 €), gross margin stands at 6.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.4 M€, representing 39.7% of revenue. Positive scissor effect: EBITDA margin improves by +16.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -142 k€ (-2.3% of revenue), which will impact equity.
6 120 651 €
6 120 651 €
2 429 409 €
1 794 105 €
-141 662 €
39.7%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.083%
2.6%
8.067%
0.002
In 2024, the debt ratio of FONCIERE GNA (0.08) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FONCIERE GNA (2.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FONCIERE GNA (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 102.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 79.2x. Operating income very largely covers interest expenses: high safety margin.
102.646
79.179
In 2024, the liquidity ratio of FONCIERE GNA (102.65) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of FONCIERE GNA (79.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 39 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. The company must finance 26 days of gap between collections and payments. Inventory turnover is 2876 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 80 days of revenue, i.e. 1.4 M€ to permanently finance. Over 2016-2024, WCR increased by +257%, requiring additional financing.
1 365 211 €
39 j
13 j
2876 j
80 j
Based on 80 transactions of similar company sales
(all years),
the value of FONCIERE GNA is estimated at
2 165 612 €
(range 860 024€ - 6 212 874€).
With an EBITDA of 2 429 409€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FONCIERE GNA with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of FONCIERE GNA in 2024 is 6.1 M€.
FONCIERE GNA recorded a net loss in 2024.
The headquarters of FONCIERE GNA is located in VERTOU (44120), in the department Loire-Atlantique.
The tax return of FONCIERE GNA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FONCIERE GNA operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.