FONCIA AGENCE CENTRALE : revenue, balance sheet and financial ratios

FONCIA AGENCE CENTRALE is a French company founded 53 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in MONTROUGE (92120), this company of category GE shows in 2024 a revenue of 12.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FONCIA AGENCE CENTRALE (SIREN 732035993)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 12 751 720 € 13 078 013 € 8 991 265 € 9 142 876 € 9 472 612 € 10 761 159 € 9 201 856 € 9 248 661 € 9 096 400 €
Net income -1 183 793 € -606 692 € 658 154 € 221 687 € 391 596 € 603 108 € 772 113 € 978 516 € 544 624 €
EBITDA 1 174 993 € 1 077 495 € 2 118 043 € 1 679 801 € 2 093 489 € 1 402 321 € 1 452 903 € 1 969 494 € 1 370 457 €
Net margin -9.3% -4.6% 7.3% 2.4% 4.1% 5.6% 8.4% 10.6% 6.0%

Revenue and income statement

In 2024, FONCIA AGENCE CENTRALE achieves revenue of 12.8 M€. Revenue is growing positively over 9 years (CAGR: +4.3%). Slight decline of -2% vs 2023. After deducting consumption (0 €), gross margin stands at 12.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.2 M€, representing 9.2% of revenue. This level of operating margin is satisfactory for the sector. Net income is negative at -1.2 M€ (-9.3% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

12 751 720 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

12 751 720 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 174 993 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-699 765 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-1 183 793 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

9.2%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 222%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

222.214%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

19.431%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-9.502%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-9.97

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

28.5%

Solvency indicators evolution
FONCIA AGENCE CENTRALE

Sector positioning

Debt ratio
222.21 2024
2022
2023
2024
Q1: 0.0
Med: 10.09
Q3: 67.7
Average

In 2024, the debt ratio of FONCIA AGENCE CENTRALE (222.21) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
19.43% 2024
2022
2023
2024
Q1: 3.13%
Med: 14.35%
Q3: 43.65%
Good -12 pts over 3 years

In 2024, the financial autonomy of FONCIA AGENCE CENTRALE (19.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-9.97 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.18 years
Q3: 4.28 years
Excellent -50 pts over 3 years

In 2024, the repayment capacity of FONCIA AGENCE CENTRALE (-9.97) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 100.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 61.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

100.424

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

61.391

Liquidity indicators evolution
FONCIA AGENCE CENTRALE

Sector positioning

Liquidity ratio
100.42 2024
2022
2023
2024
Q1: 100.01
Med: 116.53
Q3: 409.53
Average

In 2024, the liquidity ratio of FONCIA AGENCE CENTRALE (100.42) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
61.39x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 7.73x
Excellent +9 pts over 3 years

In 2024, the interest coverage of FONCIA AGENCE CENTRALE (61.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 63 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 224 days. Excellent situation: suppliers finance 161 days of the operating cycle (retail model). Overall, WCR represents 31 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2016-2024, WCR increased by +121%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 093 970 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

63 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

224 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

31 j

WCR and payment terms evolution
FONCIA AGENCE CENTRALE

Positioning of FONCIA AGENCE CENTRALE in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of FONCIA AGENCE CENTRALE is estimated at 2 338 511 € (range 996 595€ - 5 915 485€). With an EBITDA of 1 174 993€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
277 transactions
996k€ 2338k€ 5915k€
2 338 511 € Range: 996 595€ - 5 915 485€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
1 174 993 € × 1.3x
Estimation 1 558 358 €
542 215€ - 4 701 760€
Revenue Multiple 30%
12 751 720 € × 0.29x
Estimation 3 638 766 €
1 753 897€ - 7 938 362€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare FONCIA AGENCE CENTRALE with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about FONCIA AGENCE CENTRALE

What is the revenue of FONCIA AGENCE CENTRALE ?

The revenue of FONCIA AGENCE CENTRALE in 2024 is 12.8 M€.

Is FONCIA AGENCE CENTRALE profitable?

FONCIA AGENCE CENTRALE recorded a net loss in 2024.

Where is the headquarters of FONCIA AGENCE CENTRALE ?

The headquarters of FONCIA AGENCE CENTRALE is located in MONTROUGE (92120), in the department Hauts-de-Seine.

Where to find the tax return of FONCIA AGENCE CENTRALE ?

The tax return of FONCIA AGENCE CENTRALE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FONCIA AGENCE CENTRALE operate?

FONCIA AGENCE CENTRALE operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.