SIREN : 493975171
FONBONNE FINANCES is a French company founded 19 years ago, specialized in the sector Activités des sociétés holding. Based in LAMORLAYE (60260), this company of category PME shows in 2023 a revenue of 730 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 730 250 € | 621 254 € | 426 161 € | 343 000 € | 271 000 € | 513 000 € | 271 000 € | N/C |
| Net income | 87 260 € | 113 691 € | 6 146 € | 16 606 € | 18 890 € | 95 043 € | 5 173 € | 6 212 € |
| EBITDA | 91 479 € | 71 065 € | -68 997 € | -16 102 € | 1 032 € | 126 819 € | 19 135 € | N/C |
| Net margin | 11.9% | 18.3% | 1.4% | 4.8% | 7.0% | 18.5% | 1.9% | N/C |
In 2023, FONBONNE FINANCES achieves revenue of 730 k€. Over the period 2017-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +18.0%. Vs 2022, growth of +18% (621 k€ -> 730 k€). After deducting consumption (16 €), gross margin stands at 730 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 91 k€, representing 12.5% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 87 k€, i.e. 11.9% of revenue. This profit can be retained or distributed to shareholders.
730 250 €
730 234 €
91 479 €
117 564 €
87 260 €
12.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 9.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.0%
75.558%
9.01%
0.0
In 2023, the debt ratio of FONBONNE FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of FONBONNE FINANCES (75.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of FONBONNE FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 327.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.6x. Coverage is limited: any activity downturn would jeopardize interest payments.
327.835
1.574
In 2023, the liquidity ratio of FONBONNE FINANCES (327.83) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of FONBONNE FINANCES (1.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 157 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 161 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Overall, WCR represents 136 days of revenue, i.e. 275 k€ to permanently finance.
274 976 €
157 j
161 j
0 j
136 j
Based on 63 transactions of similar company sales
in 2023,
the value of FONBONNE FINANCES is estimated at
424 464 €
(range 144 779€ - 753 651€).
With an EBITDA of 91 479€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FONBONNE FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FONBONNE FINANCES in 2023 is 730 k€.
Yes, FONBONNE FINANCES generated a net profit of 87 k€ in 2023.
The headquarters of FONBONNE FINANCES is located in LAMORLAYE (60260), in the department Oise.
The tax return of FONBONNE FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FONBONNE FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.