SIREN : 505104729
FOLDER is a French company founded 17 years ago, specialized in the sector Gestion d'installations informatiques. Based in SAINT-JEAN-DE-MOIRANS (38430), this company of category ETI shows in 2024 a revenue of 3.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3 122 254 € | 3 139 826 € | 2 836 655 € | 2 722 469 € | 3 073 239 € | 3 945 676 € | 4 918 691 € | 4 979 599 € |
| Net income | 78 913 € | 61 578 € | 34 555 € | 21 714 € | -161 204 € | -172 066 € | 4 316 € | -86 061 € |
| EBITDA | 102 436 € | 84 806 € | 37 849 € | -2 535 € | -158 362 € | -269 313 € | 45 723 € | -70 407 € |
| Net margin | 2.5% | 2.0% | 1.2% | 0.8% | -5.2% | -4.4% | 0.1% | -1.7% |
In 2024, FOLDER achieves revenue of 3.1 M€. Revenue is declining over the period 2016-2024 (CAGR: -5.7%). Slight decline of -1% vs 2023. After deducting consumption (1.2 M€), gross margin stands at 1.9 M€, i.e. a rate of 61%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 102 k€, representing 3.3% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 79 k€, i.e. 2.5% of revenue. This profit can be retained or distributed to shareholders.
3 122 254 €
1 916 082 €
102 436 €
91 464 €
78 913 €
3.3%
The debt ratio (= Financial debt / Equity x 100) stands at 3083%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
3083.107%
0.606%
2.878%
1.844
32.7%
In 2024, the debt ratio of FOLDER (3083.11) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of FOLDER (0.6%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2024, the repayment capacity of FOLDER (1.84) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 92.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.6x. Operating income very largely covers interest expenses: high safety margin.
92.678
10.642
In 2024, the liquidity ratio of FOLDER (92.68) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of FOLDER (10.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 56 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 84 days. Favorable situation: supplier credit is longer than customer credit by 28 days. Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 46 days of revenue, i.e. 397 k€ to permanently finance. Notable WCR improvement over the period (-48%), freeing up cash.
397 463 €
56 j
84 j
2 j
46 j
Based on 362 transactions of similar company sales (all years), the value of FOLDER is estimated at 286 237 € (range 125 362€ - 722 063€). With an EBITDA of 102 436€, the sector multiple of 1.4x is applied. The price/revenue ratio is 0.20x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 362 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FOLDER with other companies in the same sector:
Voir toutes les statistiques du secteur Gestion d'installations informatiques
The revenue of FOLDER in 2024 is 3.1 M€.
Yes, FOLDER generated a net profit of 79 k€ in 2024.
The headquarters of FOLDER is located in SAINT-JEAN-DE-MOIRANS (38430), in the department Isere.
The tax return of FOLDER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FOLDER operates in the sector Gestion d'installations informatiques (NAF code 62.03Z). See the 'Sector positioning' section above to compare the company with its competitors.