SIREN : 487585101
FMV FINANCES is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in BEGLES (33130), this company of category PME shows in 2025 a revenue of 31 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 31 296 € | 12 510 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 169 274 € | -32 843 € | 105 852 € | 259 931 € | 257 577 € | 178 373 € | 4 709 € | 224 057 € | 133 757 € | 165 461 € |
| EBITDA | 21 758 € | 1 508 € | -6 775 € | -5 720 € | -5 520 € | -5 834 € | -7 256 € | -10 565 € | -5 079 € | -5 698 € |
| Net margin | 540.9% | -262.5% | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2025, FMV FINANCES achieves revenue of 31 k€. Over the period 2024-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +150.2%. Vs 2024, growth of +150% (13 k€ -> 31 k€). After deducting consumption (0 €), gross margin stands at 31 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 69.5% of revenue. Positive scissor effect: EBITDA margin improves by +57.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 169 k€, i.e. 540.9% of revenue. This profit can be retained or distributed to shareholders.
31 296 €
31 296 €
21 758 €
7 272 €
169 274 €
69.5%
The debt ratio (= Financial debt / Equity x 100) stands at 122%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 587.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
122.41%
44.544%
587.168%
9.718
87.4%
In 2025, the debt ratio of FMV FINANCES (122.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FMV FINANCES (44.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of FMV FINANCES (9.72) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 208.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 216.6x. Operating income very largely covers interest expenses: high safety margin.
208.912
216.633
In 2025, the liquidity ratio of FMV FINANCES (208.91) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of FMV FINANCES (216.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 24 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 168 days. Excellent situation: suppliers finance 144 days of the operating cycle (retail model). Overall, WCR represents 157 days of revenue, i.e. 14 k€ to permanently finance.
13 609 €
24 j
168 j
0 j
157 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 36 196€ to 855 615€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FMV FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FMV FINANCES in 2025 is 31 k€.
Yes, FMV FINANCES generated a net profit of 169 k€ in 2025.
The headquarters of FMV FINANCES is located in BEGLES (33130), in the department Gironde.
The tax return of FMV FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FMV FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.