SIREN : 511829327
F.M.G. is a French company founded 17 years ago, specialized in the sector Gestion de fonds. Based in PORT-SAINT-PERE (44710), this company of category PME shows in 2020 a revenue of 137 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 |
|---|---|---|---|
| Revenue | 136 710 € | 104 166 € | 83 570 € |
| Net income | 10 152 € | -9 982 € | 701 € |
| EBITDA | -9 400 € | -28 206 € | -44 101 € |
| Net margin | 7.4% | -9.6% | 0.8% |
In 2020, F.M.G. achieves revenue of 137 k€. Over the period 2018-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +27.9%. Vs 2019, growth of +31% (104 k€ -> 137 k€). After deducting consumption (0 €), gross margin stands at 137 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -9 k€, representing -6.9% of revenue. Positive scissor effect: EBITDA margin improves by +20.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 10 k€, i.e. 7.4% of revenue. This profit can be retained or distributed to shareholders.
136 710 €
136 710 €
-9 400 €
-21 304 €
10 152 €
-6.9%
The debt ratio (= Financial debt / Equity x 100) stands at 25%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 19.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 15.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
25.357%
78.937%
15.872%
19.154
15.9%
In 2020, the debt ratio of F.M.G. (25.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of F.M.G. (78.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of F.M.G. (19.15) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 8500.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
8500.916
-102.957
In 2020, the liquidity ratio of F.M.G. (8500.92) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of F.M.G. (-103.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 155 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. The gap of 119 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 1735 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 2204 days of revenue, i.e. 837 k€ to permanently finance. Over 2018-2020, WCR increased by +25%, requiring additional financing.
836 807 €
155 j
36 j
1735 j
2204 j
Based on 54 transactions of similar company sales
in 2020,
the value of F.M.G. is estimated at
84 479 €
(range 39 900€ - 124 687€).
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare F.M.G. with other companies in the same sector:
The revenue of F.M.G. in 2020 is 137 k€.
Yes, F.M.G. generated a net profit of 10 k€ in 2020.
The headquarters of F.M.G. is located in PORT-SAINT-PERE (44710), in the department Loire-Atlantique.
The tax return of F.M.G. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
F.M.G. operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.