SIREN : 494707425
F.M.B. INVEST is a French company founded 19 years ago, specialized in the sector Activités des sièges sociaux. Based in MIGNE-AUXANCES (86440), this company of category PME shows in 2022 a revenue of 514 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|
| Revenue | 514 000 € | 419 000 € | 419 000 € | 378 000 € | 343 000 € | 391 000 € |
| Net income | 112 122 € | 118 879 € | 137 027 € | 104 393 € | 103 690 € | 145 304 € |
| EBITDA | 28 086 € | 31 525 € | 22 871 € | 23 881 € | 24 218 € | 53 452 € |
| Net margin | 21.8% | 28.4% | 32.7% | 27.6% | 30.2% | 37.2% |
In 2022, F.M.B. INVEST achieves revenue of 514 k€. Over the period 2017-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +5.6%. Vs 2021, growth of +23% (419 k€ -> 514 k€). After deducting consumption (0 €), gross margin stands at 514 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 28 k€, representing 5.5% of revenue. Warning negative scissor effect: despite revenue change (+23%), EBITDA varies by -11%, reducing margin by 2.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 112 k€, i.e. 21.8% of revenue. This profit can be retained or distributed to shareholders.
514 000 €
514 000 €
28 086 €
9 418 €
112 122 €
5.5%
The debt ratio (= Financial debt / Equity x 100) stands at 62%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 25.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
61.78%
55.464%
25.445%
3.967
76.7%
In 2022, the debt ratio of F.M.B. INVEST (61.78) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of F.M.B. INVEST (55.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of F.M.B. INVEST (3.97) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 487.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 36.1x. Operating income very largely covers interest expenses: high safety margin.
487.459
36.139
In 2022, the liquidity ratio of F.M.B. INVEST (487.46) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of F.M.B. INVEST (36.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 95 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. The gap of 42 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 164 days of revenue, i.e. 234 k€ to permanently finance. Over 2017-2022, WCR increased by +154%, requiring additional financing.
234 127 €
95 j
53 j
0 j
164 j
Based on 107 transactions of similar company sales in 2022, the value of F.M.B. INVEST is estimated at 301 545 € (range 163 711€ - 519 958€). With an EBITDA of 28 086€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 107 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare F.M.B. INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of F.M.B. INVEST in 2022 is 514 k€.
Yes, F.M.B. INVEST generated a net profit of 112 k€ in 2022.
The headquarters of F.M.B. INVEST is located in MIGNE-AUXANCES (86440), in the department Vienne.
The tax return of F.M.B. INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
F.M.B. INVEST operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.