FM EA CENTRE VAL DE LOIRE : revenue, balance sheet and financial ratios

FM EA CENTRE VAL DE LOIRE is a French company founded 10 years ago, specialized in the sector Activités de conditionnement. Based in SAINT-CYR-EN-VAL (45590), this company of category ETI shows in 2025 a revenue of 1.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FM EA CENTRE VAL DE LOIRE (SIREN 811541317)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 1 693 592 € 1 527 605 € 1 681 427 € 1 446 432 € 1 509 432 € 1 209 227 € 1 147 643 € 1 133 902 € 844 676 €
Net income 336 898 € 350 228 € 159 147 € 215 836 € 309 443 € 168 434 € 160 266 € 141 307 € 78 074 €
EBITDA 480 118 € 303 711 € 28 893 € 167 326 € 262 573 € 122 698 € 131 878 € 108 439 € 20 146 €
Net margin 19.9% 22.9% 9.5% 14.9% 20.5% 13.9% 14.0% 12.5% 9.2%

Revenue and income statement

In 2025, FM EA CENTRE VAL DE LOIRE achieves revenue of 1.7 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +9.1%. Vs 2024, growth of +11% (1.5 M€ -> 1.7 M€). After deducting consumption (88 k€), gross margin stands at 1.6 M€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 480 k€, representing 28.3% of revenue. Positive scissor effect: EBITDA margin improves by +8.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 337 k€, i.e. 19.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 693 592 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 605 356 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

480 118 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

394 139 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

336 898 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

24.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 80%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 18.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.006%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

79.671%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

18.571%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.0%

Solvency indicators evolution
FM EA CENTRE VAL DE LOIRE

Sector positioning

Debt ratio
0.01 2025
2023
2024
2025
Q1: 0.02
Med: 25.73
Q3: 79.84
Excellent

In 2025, the debt ratio of FM EA CENTRE VAL DE LOIRE (0.01) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
79.67% 2025
2023
2024
2025
Q1: 26.31%
Med: 44.5%
Q3: 66.51%
Excellent

In 2025, the financial autonomy of FM EA CENTRE VAL DE LOIRE (79.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.0 years
Q3: 3.27 years
Excellent

In 2025, the repayment capacity of FM EA CENTRE VAL DE LOIRE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 490.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

490.813

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
FM EA CENTRE VAL DE LOIRE

Sector positioning

Liquidity ratio
490.81 2025
2023
2024
2025
Q1: 143.94
Med: 230.13
Q3: 392.53
Excellent

In 2025, the liquidity ratio of FM EA CENTRE VAL DE LOIRE (490.81) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2025
2023
2024
2025
Q1: 0.0x
Med: 1.2x
Q3: 11.09x
Average

In 2025, the interest coverage of FM EA CENTRE VAL DE LOIRE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 71 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 83 days. Favorable situation: supplier credit is longer than customer credit by 12 days. Inventory turnover is 3 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 447 days of revenue, i.e. 2.1 M€ to permanently finance. Over 2017-2025, WCR increased by +1516%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 101 104 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

71 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

83 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

3 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

447 j

WCR and payment terms evolution
FM EA CENTRE VAL DE LOIRE

Positioning of FM EA CENTRE VAL DE LOIRE in its sector

Comparison with sector Activités de conditionnement

Valuation estimate

Based on 158 transactions of similar company sales (all years), the value of FM EA CENTRE VAL DE LOIRE is estimated at 1 202 214 € (range 412 763€ - 2 773 369€). With an EBITDA of 480 118€, the sector multiple of 3.3x is applied. The price/revenue ratio is 0.36x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
158 transactions
412k€ 1202k€ 2773k€
1 202 214 € Range: 412 763€ - 2 773 369€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

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EBITDA Multiple 50%
480 118 € × 3.3x
Estimation 1 601 060 €
518 073€ - 3 797 734€
Revenue Multiple 30%
1 693 592 € × 0.36x
Estimation 603 580 €
315 487€ - 1 131 105€
Net Income Multiple 20%
336 898 € × 3.3x
Estimation 1 103 050 €
295 404€ - 2 675 855€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 158 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités de conditionnement)

Compare FM EA CENTRE VAL DE LOIRE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités de conditionnement

Frequently asked questions about FM EA CENTRE VAL DE LOIRE

What is the revenue of FM EA CENTRE VAL DE LOIRE ?

The revenue of FM EA CENTRE VAL DE LOIRE in 2025 is 1.7 M€.

Is FM EA CENTRE VAL DE LOIRE profitable?

Yes, FM EA CENTRE VAL DE LOIRE generated a net profit of 337 k€ in 2025.

Where is the headquarters of FM EA CENTRE VAL DE LOIRE ?

The headquarters of FM EA CENTRE VAL DE LOIRE is located in SAINT-CYR-EN-VAL (45590), in the department Loiret.

Where to find the tax return of FM EA CENTRE VAL DE LOIRE ?

The tax return of FM EA CENTRE VAL DE LOIRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FM EA CENTRE VAL DE LOIRE operate?

FM EA CENTRE VAL DE LOIRE operates in the sector Activités de conditionnement (NAF code 82.92Z). See the 'Sector positioning' section above to compare the company with its competitors.