Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

F.M CONSEIL EN OPTIMISATION RETRAITE : revenue, balance sheet and financial ratios

F.M CONSEIL EN OPTIMISATION RETRAITE is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LA GARENNE-COLOMBES (92250), this company of category PME has financial data available below. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - F.M CONSEIL EN OPTIMISATION RETRAITE (SIREN 509317749)
Indicator 2018 2017 2016
Revenue N/C N/C N/C
Net income 0 € 0 € 0 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2018, F.M CONSEIL EN OPTIMISATION RETRAITE records a net loss of 0 €. This deficit will reduce equity on the balance sheet.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 6%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

9.704%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

5.969%

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

43.7%

Solvency indicators evolution
F.M CONSEIL EN OPTIMISATION RETRAITE

Sector positioning

Debt ratio
9.7 2018
2016
2017
2018
Q1: 0.01
Med: 9.38
Q3: 55.7
Average -23 pts over 3 years

In 2018, the debt ratio of F.M CONSEIL EN OPTIMISATI... (9.70) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
5.97% 2018
2016
2017
2018
Q1: 14.67%
Med: 45.08%
Q3: 73.22%
Average -14 pts over 3 years

In 2018, the financial autonomy of F.M CONSEIL EN OPTIMISATI... (6.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 251.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

251.868

Liquidity indicators evolution
F.M CONSEIL EN OPTIMISATION RETRAITE

Sector positioning

Liquidity ratio
251.87 2018
2016
2017
2018
Q1: 109.41
Med: 206.71
Q3: 452.42
Good -20 pts over 3 years

In 2018, the liquidity ratio of F.M CONSEIL EN OPTIMISATI... (251.87) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of F.M CONSEIL EN OPTIMISATION RETRAITE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare F.M CONSEIL EN OPTIMISATION RETRAITE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about F.M CONSEIL EN OPTIMISATION RETRAITE

What is the revenue of F.M CONSEIL EN OPTIMISATION RETRAITE ?

The revenue of F.M CONSEIL EN OPTIMISATION RETRAITE is not publicly disclosed (confidential accounts filed with INPI).

Is F.M CONSEIL EN OPTIMISATION RETRAITE profitable?

Profitability information is not publicly available.

Where is the headquarters of F.M CONSEIL EN OPTIMISATION RETRAITE ?

The headquarters of F.M CONSEIL EN OPTIMISATION RETRAITE is located in LA GARENNE-COLOMBES (92250), in the department Hauts-de-Seine.

Where to find the tax return of F.M CONSEIL EN OPTIMISATION RETRAITE ?

The tax return of F.M CONSEIL EN OPTIMISATION RETRAITE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does F.M CONSEIL EN OPTIMISATION RETRAITE operate?

F.M CONSEIL EN OPTIMISATION RETRAITE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.