SIREN : 832115448
FLORENCE RAYNAL is a French company founded 8 years ago, specialized in the sector Autres transports routiers de voyageurs . Based in CAHORS (46000), this company of category PME shows in 2023 a revenue of 162 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 162 019 € | 162 432 € | 163 433 € | 163 622 € | 162 961 € | 146 741 € |
| Net income | 1 029 931 € | 1 739 076 € | 230 894 € | 245 150 € | 244 177 € | 371 406 € |
| EBITDA | 32 765 € | 53 579 € | 58 001 € | 50 598 € | 43 242 € | -11 328 € |
| Net margin | 635.7% | 1070.6% | 141.3% | 149.8% | 149.8% | 253.1% |
In 2023, FLORENCE RAYNAL achieves revenue of 162 k€. Revenue is growing positively over 6 years (CAGR: +2.0%). Slight decline of -0% vs 2022. After deducting consumption (0 €), gross margin stands at 162 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 33 k€, representing 20.2% of revenue. Warning negative scissor effect: despite revenue change (-0%), EBITDA varies by -39%, reducing margin by 12.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.0 M€, i.e. 635.7% of revenue. This profit can be retained or distributed to shareholders.
162 019 €
162 019 €
32 765 €
35 268 €
1 029 931 €
20.2%
The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 73%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 634.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
35.615%
73.32%
634.404%
1.695
41.6%
In 2023, the debt ratio of FLORENCE RAYNAL (35.62) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of FLORENCE RAYNAL (73.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of FLORENCE RAYNAL (1.70) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3222.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 39.9x. Operating income very largely covers interest expenses: high safety margin.
3222.356
39.939
In 2023, the liquidity ratio of FLORENCE RAYNAL (3222.36) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of FLORENCE RAYNAL (39.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 185 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 96 days. The gap of 89 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 178 days of revenue, i.e. 80 k€ to permanently finance. Over 2018-2023, WCR increased by +759%, requiring additional financing.
80 272 €
185 j
96 j
0 j
178 j
Based on 85 transactions of similar company sales
(all years),
the value of FLORENCE RAYNAL is estimated at
551 826 €
(range 163 610€ - 1 212 245€).
With an EBITDA of 32 765€, the sector multiple of 1.4x is applied.
The price/revenue ratio is 0.14x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 85 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FLORENCE RAYNAL with other companies in the same sector:
Voir toutes les statistiques du secteur Autres transports routiers de voyageurs
The revenue of FLORENCE RAYNAL in 2023 is 162 k€.
Yes, FLORENCE RAYNAL generated a net profit of 1.0 M€ in 2023.
The headquarters of FLORENCE RAYNAL is located in CAHORS (46000), in the department Lot.
The tax return of FLORENCE RAYNAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FLORENCE RAYNAL operates in the sector Autres transports routiers de voyageurs (NAF code 49.39B). See the 'Sector positioning' section above to compare the company with its competitors.