SIREN : 822784856
FJ CREDITS is a French company founded 9 years ago, specialized in the sector Autre distribution de crédit. Based in BRIVE-LA-GAILLARDE (19100), this company of category PME shows in 2023 a net income positive of 22 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 |
|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 22 034 € | 131 642 € | 145 841 € | 132 476 € | 187 566 € | 10 321 € |
| EBITDA | N/C | N/C | N/C | N/C | N/C | N/C |
| Net margin | N/C | N/C | N/C | N/C | N/C | N/C |
In 2023, FJ CREDITS generates positive net income of 22 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2023: 10 k€ -> 22 k€.
22 034 €
The debt ratio (= Financial debt / Equity x 100) stands at 32%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
32.391%
64.878%
21.1%
In 2023, the debt ratio of FJ CREDITS (32.39) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of FJ CREDITS (64.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
The liquidity ratio (= Current assets / Current liabilities) stands at 594.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
594.154
In 2023, the liquidity ratio of FJ CREDITS (594.15) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Based on 135 transactions of similar company sales (all years), the value of FJ CREDITS is estimated at 8 581 € (range 8 162€ - 103 081€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FJ CREDITS with other companies in the same sector:
Voir toutes les statistiques du secteur Autre distribution de crédit
The revenue of FJ CREDITS is not publicly disclosed (confidential accounts filed with INPI).
Yes, FJ CREDITS generated a net profit of 22 k€ in 2023.
The headquarters of FJ CREDITS is located in BRIVE-LA-GAILLARDE (19100), in the department Correze.
The tax return of FJ CREDITS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FJ CREDITS operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.