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FIVE X FIVE : revenue, balance sheet and financial ratios

FIVE X FIVE is a French company founded 14 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in CHAMBERY (73000), this company of category PME shows in 2020 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FIVE X FIVE (SIREN 538207820)
Indicator 2025 2024 2023 2022 2021 2020
Revenue N/C N/C N/C N/C N/C 1 164 442 €
Net income -44 873 € 17 672 € 85 168 € 159 903 € 84 620 € 82 332 €
EBITDA N/C N/C N/C N/C N/C 133 514 €
Net margin N/C N/C N/C N/C N/C 7.1%

Revenue and income statement

In 2025, FIVE X FIVE records a net loss of 45 k€. This deficit will reduce equity on the balance sheet.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-44 873 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 72%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

72.163%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

38.984%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

10.7%

Solvency indicators evolution
FIVE X FIVE

Sector positioning

Debt ratio
72.16 2025
2023
2024
2025
Q1: 2.38
Med: 23.1
Q3: 81.62
Average +8 pts over 3 years

In 2025, the debt ratio of FIVE X FIVE (72.16) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
38.98% 2025
2023
2024
2025
Q1: 13.16%
Med: 41.83%
Q3: 65.16%
Average -15 pts over 3 years

In 2025, the financial autonomy of FIVE X FIVE (39.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 111.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

111.243

Liquidity indicators evolution
FIVE X FIVE

Sector positioning

Liquidity ratio
111.24 2025
2023
2024
2025
Q1: 124.91
Med: 218.23
Q3: 398.1
Watch -10 pts over 3 years

In 2025, the liquidity ratio of FIVE X FIVE (111.24) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
FIVE X FIVE

Positioning of FIVE X FIVE in its sector

Comparison with sector Commerce de détail d'habillement en magasin spécialisé

Similar companies (Commerce de détail d'habillement en magasin spécialisé)

Compare FIVE X FIVE with other companies in the same sector:

Frequently asked questions about FIVE X FIVE

What is the revenue of FIVE X FIVE ?

The revenue of FIVE X FIVE in 2020 is 1.2 M€.

Is FIVE X FIVE profitable?

FIVE X FIVE recorded a net loss in 2025.

Where is the headquarters of FIVE X FIVE ?

The headquarters of FIVE X FIVE is located in CHAMBERY (73000), in the department Savoie.

Where to find the tax return of FIVE X FIVE ?

The tax return of FIVE X FIVE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FIVE X FIVE operate?

FIVE X FIVE operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.