SIREN : 795266204
FISO is a French company founded 12 years ago, specialized in the sector Agences immobilières. Based in AIX-EN-PROVENCE (13100), this company of category PME shows in 2024 a revenue of 412 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 412 422 € | 965 786 € | 37 220 € | 175 248 € | 462 536 € | 574 809 € | 238 444 € | 403 212 € |
| Net income | 178 523 € | 224 501 € | 66 606 € | 556 442 € | -55 524 € | 252 656 € | 37 402 € | 973 041 € |
| EBITDA | 215 278 € | 405 220 € | -26 513 € | -1 061 € | 172 333 € | 326 868 € | 37 863 € | 179 225 € |
| Net margin | 43.3% | 23.2% | 179.0% | 317.5% | -12.0% | 44.0% | 15.7% | 241.3% |
In 2024, FISO achieves revenue of 412 k€. Revenue is growing positively over 8 years (CAGR: +0.3%). Significant drop of -57% vs 2023. After deducting consumption (0 €), gross margin stands at 412 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 215 k€, representing 52.2% of revenue. Positive scissor effect: EBITDA margin improves by +10.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 179 k€, i.e. 43.3% of revenue. This profit can be retained or distributed to shareholders.
412 422 €
412 422 €
215 278 €
218 172 €
178 523 €
52.2%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 42.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
9.66%
84.226%
42.435%
0.671
In 2024, the debt ratio of FISO (9.66) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FISO (84.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FISO (0.67) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 827.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 25.7x. Operating income very largely covers interest expenses: high safety margin.
827.394
25.736
In 2024, the liquidity ratio of FISO (827.39) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of FISO (25.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 38 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1722 days. Excellent situation: suppliers finance 1684 days of the operating cycle (retail model). WCR is negative (-27 days): operations structurally generate cash. Notable WCR improvement over the period (-65%), freeing up cash.
-30 907 €
38 j
1722 j
0 j
-27 j
Based on 64 transactions of similar company sales
in 2024,
the value of FISO is estimated at
554 821 €
(range 222 523€ - 838 051€).
With an EBITDA of 215 278€, the sector multiple of 3.1x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FISO with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of FISO in 2024 is 412 k€.
Yes, FISO generated a net profit of 179 k€ in 2024.
The headquarters of FISO is located in AIX-EN-PROVENCE (13100), in the department Bouches-du-Rhone.
The tax return of FISO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FISO operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.