SIREN : 532858404
FINYX CONSEIL is a French company founded 15 years ago, specialized in the sector Courtage de valeurs mobilières et de marchandises. Based in VILLEURBANNE (69100), this company of category PME shows in 2021 a revenue of 159 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 158 599 € | 126 982 € | 144 326 € | 141 076 € | 115 621 € |
| Net income | 13 052 € | 18 571 € | 15 316 € | 21 195 € | 10 944 € |
| EBITDA | 15 206 € | 19 024 € | 16 313 € | 23 049 € | 11 490 € |
| Net margin | 8.2% | 14.6% | 10.6% | 15.0% | 9.5% |
In 2021, FINYX CONSEIL achieves revenue of 159 k€. Over the period 2017-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +8.2%. Vs 2020, growth of +25% (127 k€ -> 159 k€). After deducting consumption (0 €), gross margin stands at 159 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 9.6% of revenue. Warning negative scissor effect: despite revenue change (+25%), EBITDA varies by -20%, reducing margin by 5.4 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13 k€, i.e. 8.2% of revenue. This profit can be retained or distributed to shareholders.
158 599 €
158 599 €
15 206 €
18 141 €
13 052 €
9.6%
The debt ratio (= Financial debt / Equity x 100) stands at 110%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 49%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
109.732%
48.997%
8.237%
2.679
98.4%
In 2021, the debt ratio of FINYX CONSEIL (109.73) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of FINYX CONSEIL (49.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of FINYX CONSEIL (2.68) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1536.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.7x. Danger: operating income does not cover interest charges, unsustainable situation.
1536.47
0.704
In 2021, the liquidity ratio of FINYX CONSEIL (1536.47) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of FINYX CONSEIL (0.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 71 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. The gap of 65 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 99 days of revenue, i.e. 43 k€ to permanently finance. Over 2017-2021, WCR increased by +184%, requiring additional financing.
43 450 €
71 j
6 j
0 j
99 j
Based on 109 transactions of similar company sales (all years), the value of FINYX CONSEIL is estimated at 45 279 € (range 18 426€ - 95 591€). With an EBITDA of 15 206€, the sector multiple of 2.9x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINYX CONSEIL with other companies in the same sector:
Voir toutes les statistiques du secteur Courtage de valeurs mobilières et de marchandises
The revenue of FINYX CONSEIL in 2021 is 159 k€.
Yes, FINYX CONSEIL generated a net profit of 13 k€ in 2021.
The headquarters of FINYX CONSEIL is located in VILLEURBANNE (69100), in the department Rhone.
The tax return of FINYX CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINYX CONSEIL operates in the sector Courtage de valeurs mobilières et de marchandises (NAF code 66.12Z). See the 'Sector positioning' section above to compare the company with its competitors.