SIREN : 493485254
FINSEN is a French company founded 19 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de cuirs et peaux. Based in VALENCE-EN-POITOU (86700), this company of category PME shows in 2022 a revenue of 2.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-08-08
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.
In summary, FINSEN posts positive profitability over the latest financial year. Its financial structure is fragile, with debt above sector norms — a point to monitor.
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | 2 191 904 € | N/C | N/C | 3 569 969 € | 3 056 007 € | 3 586 437 € |
| Net income | 1 161 € | 80 899 € | 102 411 € | 67 150 € | 189 219 € | 30 084 € | 67 068 € | 100 183 € |
| EBITDA | N/C | N/C | 140 791 € | N/C | N/C | 64 115 € | 108 126 € | 180 757 € |
| Net margin | N/C | N/C | 4.7% | N/C | N/C | 0.8% | 2.2% | 2.8% |
In 2024, FINSEN generates positive net income of 1 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2024: 100 k€ -> 1 k€.
2 191 904 €
498 831 €
140 791 €
141 019 €
102 411 €
6.4%
The debt ratio (= Financial debt / Equity x 100) stands at 61%. This ratio is less favorable than the sector median (6.9%) and warrants attention. Financial autonomy (= Equity / Total assets x 100) reaches 38%. This ratio is slightly less favorable than the sector median (80.6%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.7 years of cash flow to repay all financial debt. This ratio is slightly less favorable than the sector median (1.7 years). Cash flow represents 4.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is more favorable than the sector median (3.9%).
61.31%
38.2%
4.45%
4.66
22.1%
In 2024, the debt ratio of FINSEN (68.5%) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of FINSEN (45.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of FINSEN (4.66) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2.52. This ratio is less favorable than the sector median (11.3) and warrants attention. The interest coverage ratio (= EBIT / Interest expenses) is 5.6x. This ratio is more favorable than the sector median (4.7x).
2.52
5.6
In 2024, the liquidity ratio of FINSEN (2.56) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of FINSEN (5.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 272 days of revenue, i.e. 0 € to permanently finance. Between 2015 and 2022, WCR worsened by 182 days of revenue, signaling an increased financing need.
1 653 507 €
69 j
121 j
142 j
272 j
Based on 178 transactions of similar company sales (all years), the value of FINSEN is estimated at 2 542 € (range 819€ - 7 811€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 178 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINSEN with other companies in the same sector:
Largest companies by revenue in the sector Commerce de gros (commerce interentreprises) de cuirs et peaux:
Largest companies by revenue in the department Vienne:
The revenue of FINSEN in 2022 is 2.2 M€.
Yes, FINSEN generated a net profit of 1 k€ in 2024.
The headquarters of FINSEN is located in VALENCE-EN-POITOU (86700), in the department Vienne.
The tax return of FINSEN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINSEN operates in the sector Commerce de gros (commerce interentreprises) de cuirs et peaux (NAF code 46.24Z). See the 'Sector positioning' section above to compare the company with its competitors.