SIREN : 810733824
FINOVAM GESTION is a French company founded 11 years ago, specialized in the sector Gestion de fonds. Based in LILLE (59000), this company of category PME shows in 2024 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 992 321 € | 1 929 701 € | 1 978 131 € | 1 072 109 € | 1 124 663 € | 1 451 934 € | 1 397 462 € | 1 374 397 € | 1 421 970 € |
| Net income | 365 158 € | 325 059 € | 446 121 € | -347 969 € | -85 248 € | 77 530 € | 109 969 € | 154 186 € | 236 587 € |
| EBITDA | 463 736 € | 441 556 € | 483 713 € | -348 210 € | -108 646 € | 118 599 € | 164 678 € | 239 941 € | 362 189 € |
| Net margin | 18.3% | 16.8% | 22.6% | -32.5% | -7.6% | 5.3% | 7.9% | 11.2% | 16.6% |
In 2024, FINOVAM GESTION achieves revenue of 2.0 M€. Revenue is growing positively over 9 years (CAGR: +4.3%). Vs 2023: +3%. After deducting consumption (0 €), gross margin stands at 2.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 464 k€, representing 23.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 365 k€, i.e. 18.3% of revenue. This profit can be retained or distributed to shareholders.
1 992 321 €
1 992 321 €
463 736 €
459 797 €
365 158 €
23.3%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 78%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 18.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
77.997%
18.563%
0.0
30.8%
In 2024, the debt ratio of FINOVAM GESTION (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of FINOVAM GESTION (78.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINOVAM GESTION (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 449.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
449.339
0.0
In 2024, the liquidity ratio of FINOVAM GESTION (449.34) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINOVAM GESTION (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 39 days. Excellent situation: suppliers finance 31 days of the operating cycle (retail model). WCR is negative (-48 days): operations structurally generate cash. Notable WCR improvement over the period (-106%), freeing up cash.
-266 174 €
8 j
39 j
0 j
-48 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINOVAM GESTION is estimated at
1 834 184 €
(range 593 396€ - 4 080 296€).
With an EBITDA of 463 736€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINOVAM GESTION with other companies in the same sector:
The revenue of FINOVAM GESTION in 2024 is 2.0 M€.
Yes, FINOVAM GESTION generated a net profit of 365 k€ in 2024.
The headquarters of FINOVAM GESTION is located in LILLE (59000), in the department Nord.
The tax return of FINOVAM GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINOVAM GESTION operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.