Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

FINMAN : revenue, balance sheet and financial ratios

FINMAN is a French company founded 15 years ago, specialized in the sector Activités des sociétés holding. Based in LA ROCHE-SUR-YON (85000), this company of category PME shows in 2020 a net income positive of 95 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINMAN (SIREN 522672864)
Indicator 2020 2019 2018 2017 2016 2015
Revenue N/C N/C N/C N/C N/C N/C
Net income 95 433 € 360 057 € 244 889 € 49 548 € 56 226 € 204 640 €
EBITDA -3 866 € -2 842 € -5 711 € -3 069 € -23 504 € -11 388 €
Net margin N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2020, FINMAN generates positive net income of 95 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2020: 205 k€ -> 95 k€.

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-3 866 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-3 866 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

95 433 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

35.67%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
FINMAN

Sector positioning

Debt ratio
0.0 2020
2018
2019
2020
Q1: 0.16
Med: 16.58
Q3: 89.95
Excellent

In 2020, the debt ratio of FINMAN (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
35.67% 2020
2018
2019
2020
Q1: 21.18%
Med: 59.62%
Q3: 88.69%
Average

In 2020, the financial autonomy of FINMAN (35.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2020
2018
2019
2020
Q1: -0.04 years
Med: 0.09 years
Q3: 4.02 years
Good +7 pts over 3 years

In 2020, the repayment capacity of FINMAN (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1.86. The company can meet its short-term commitments with a reasonable safety margin.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1.863

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-5967.408

Liquidity indicators evolution
FINMAN

Sector positioning

Liquidity ratio
1.86 2020
2018
2019
2020
Q1: 106.93
Med: 440.58
Q3: 2307.95
Watch

In 2020, the liquidity ratio of FINMAN (1.86) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-5967.41x 2020
2018
2019
2020
Q1: -58.17x
Med: 0.0x
Q3: 0.0x
Average

In 2020, the interest coverage of FINMAN (-5967.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of FINMAN in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 71 transactions of similar company sales in 2020, the value of FINMAN is estimated at 753 639 € (range 170 476€ - 1 494 733€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
71 tx
170k€ 753k€ 1494k€
753 639 € Range: 170 476€ - 1 494 733€
NAF 5 année 2020

Valuation method used

Net Income Multiple
95 433 € × 7.9x = 753 639 €
Range: 170 477€ - 1 494 733€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare FINMAN with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about FINMAN

What is the revenue of FINMAN ?

The revenue of FINMAN is not publicly disclosed (confidential accounts filed with INPI).

Is FINMAN profitable?

Yes, FINMAN generated a net profit of 95 k€ in 2020.

Where is the headquarters of FINMAN ?

The headquarters of FINMAN is located in LA ROCHE-SUR-YON (85000), in the department Vendee.

Where to find the tax return of FINMAN ?

The tax return of FINMAN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINMAN operate?

FINMAN operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.