SIREN : 442731709
FINMAD is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in AYSE (74130), this company of category PME shows in 2024 a revenue of 947 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 946 564 € | 838 353 € | 739 207 € | 636 656 € | 544 757 € | 532 788 € | 503 905 € | N/C | N/C |
| Net income | 159 051 € | 118 500 € | 108 552 € | 80 441 € | 67 879 € | 63 302 € | 61 440 € | 104 314 € | 32 799 € |
| EBITDA | 23 527 € | 8 598 € | 43 861 € | 35 325 € | 7 395 € | 15 557 € | 13 992 € | N/C | N/C |
| Net margin | 16.8% | 14.1% | 14.7% | 12.6% | 12.5% | 11.9% | 12.2% | N/C | N/C |
In 2024, FINMAD achieves revenue of 947 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +11.1%. Vs 2023, growth of +13% (838 k€ -> 947 k€). After deducting consumption (0 €), gross margin stands at 947 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 24 k€, representing 2.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 159 k€, i.e. 16.8% of revenue. This profit can be retained or distributed to shareholders.
946 564 €
946 564 €
23 527 €
36 118 €
159 051 €
2.5%
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 15.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
6.1%
74.592%
15.473%
0.592
In 2024, the debt ratio of FINMAD (6.10) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINMAD (74.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINMAD (0.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 151.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
151.278
0.14
In 2024, the liquidity ratio of FINMAD (151.28) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINMAD (0.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 152 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 63 days. The gap of 89 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 87 days of revenue, i.e. 230 k€ to permanently finance.
229 693 €
152 j
63 j
0 j
87 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINMAD is estimated at
270 521 €
(range 143 264€ - 534 366€).
With an EBITDA of 23 527€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINMAD with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINMAD in 2024 is 947 k€.
Yes, FINMAD generated a net profit of 159 k€ in 2024.
The headquarters of FINMAD is located in AYSE (74130), in the department Haute-Savoie.
The tax return of FINMAD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINMAD operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.