SIREN : 391532553
FINICO is a French company founded 32 years ago, specialized in the sector Restauration traditionnelle. Based in PARIS (75003), this company of category PME shows in 2021 a revenue of 293 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 292 897 € | 2 142 124 € | 2 987 691 € | 2 974 077 € | 2 970 133 € | 2 981 926 € |
| Net income | -770 991 € | 78 175 € | 881 831 € | 592 007 € | 279 175 € | 1 314 382 € |
| EBITDA | -839 537 € | -590 956 € | -200 052 € | 220 941 € | 265 127 € | 196 180 € |
| Net margin | -263.2% | 3.6% | 29.5% | 19.9% | 9.4% | 44.1% |
In 2021, FINICO achieves revenue of 293 k€. Revenue is declining over the period 2016-2021 (CAGR: -37.1%). Significant drop of -86% vs 2020. After deducting consumption (29 k€), gross margin stands at 264 k€, i.e. a rate of 90%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -840 k€, representing -286.6% of revenue. Warning negative scissor effect: despite revenue change (-86%), EBITDA varies by -42%, reducing margin by 259.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -771 k€ (-263.2% of revenue), which will impact equity.
292 897 €
264 231 €
-839 537 €
-761 541 €
-770 991 €
-138.2%
The debt ratio (= Financial debt / Equity x 100) stands at 46%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
46.181%
53.198%
-128.945%
-2.278
90.8%
In 2021, the debt ratio of FINICO (46.18) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of FINICO (53.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of FINICO (-2.28) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 27.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
27.125
-21.952
In 2021, the liquidity ratio of FINICO (27.12) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2021, the interest coverage of FINICO (-21.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 428 days. Excellent situation: suppliers finance 419 days of the operating cycle (retail model). Inventory turnover is 25 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-725 days): operations structurally generate cash. Notable WCR improvement over the period (-216%), freeing up cash.
-590 047 €
9 j
428 j
25 j
-725 j
Based on 663 transactions of similar company sales in 2021, the value of FINICO is estimated at 253 859 € (range 165 811€ - 419 309€). The price/revenue ratio is 0.87x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 663 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINICO with other companies in the same sector:
Voir toutes les statistiques du secteur Restauration traditionnelle
The revenue of FINICO in 2021 is 293 k€.
FINICO recorded a net loss in 2021.
The headquarters of FINICO is located in PARIS (75003), in the department Paris.
The tax return of FINICO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINICO operates in the sector Restauration traditionnelle (NAF code 56.10A). See the 'Sector positioning' section above to compare the company with its competitors.