SIREN : 819886698
FINFLO is a French company founded 10 years ago, specialized in the sector Gestion de fonds. Based in LA ROCHE-SUR-YON (85000), this company of category PME shows in 2025 a revenue of 66 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 66 000 € | 71 500 € | 77 000 € | 77 000 € | 66 000 € | 30 000 € | N/C | N/C | N/C |
| Net income | 51 718 € | 52 198 € | 56 314 € | 55 744 € | 48 618 € | 39 615 € | 38 989 € | 11 405 € | 12 312 € |
| EBITDA | -4 682 € | -2 174 € | 4 872 € | 8 809 € | 3 714 € | -1 855 € | -5 022 € | -5 434 € | -5 679 € |
| Net margin | 78.4% | 73.0% | 73.1% | 72.4% | 73.7% | 132.1% | N/C | N/C | N/C |
In 2025, FINFLO achieves revenue of 66 k€. Over the period 2020-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +17.1%. Slight decline of -8% vs 2024. After deducting consumption (0 €), gross margin stands at 66 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -5 k€, representing -7.1% of revenue. Warning negative scissor effect: despite revenue change (-8%), EBITDA varies by -115%, reducing margin by 4.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 52 k€, i.e. 78.4% of revenue. This profit can be retained or distributed to shareholders.
66 000 €
66 000 €
-4 682 €
-573 €
51 718 €
-7.1%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 72.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
4.246%
94.075%
72.135%
0.348
In 2025, the debt ratio of FINFLO (4.25) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of FINFLO (94.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of FINFLO (0.35) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 893.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
893.715
-8.821
In 2025, the liquidity ratio of FINFLO (893.72) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINFLO (-8.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 60 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 243 days. Excellent situation: suppliers finance 183 days of the operating cycle (retail model). WCR is negative (-35 days): operations structurally generate cash.
-6 455 €
60 j
243 j
0 j
-35 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 32 127€ to 226 448€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINFLO with other companies in the same sector:
The revenue of FINFLO in 2025 is 66 k€.
Yes, FINFLO generated a net profit of 52 k€ in 2025.
The headquarters of FINFLO is located in LA ROCHE-SUR-YON (85000), in the department Vendee.
The tax return of FINFLO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINFLO operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.