SIREN : 447608548
FINELAY is a French company founded 23 years ago, specialized in the sector Location de logements. Based in PARIS (75002), this company of category PME shows in 2016 a revenue of 76 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2016 |
|---|---|
| Revenue | 75 759 € |
| Net income | 27 151 € |
| EBITDA | 68 432 € |
| Net margin | 35.8% |
In 2016, FINELAY achieves revenue of 76 k€. After deducting consumption (0 €), gross margin stands at 76 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 68 k€, representing 90.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 27 k€, i.e. 35.8% of revenue. This profit can be retained or distributed to shareholders.
75 759 €
75 759 €
68 432 €
39 436 €
27 151 €
90.3%
The debt ratio (= Financial debt / Equity x 100) stands at 631%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 8.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 74.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
631.195%
13.602%
74.115%
8.588
55.3%
In 2016, the debt ratio of FINELAY (631.20) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2016, the financial autonomy of FINELAY (13.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2016, the repayment capacity of FINELAY (8.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1402.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 18.0x. Operating income very largely covers interest expenses: high safety margin.
1402.262
17.951
In 2016, the liquidity ratio of FINELAY (1402.26) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2016, the interest coverage of FINELAY (17.9x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 79 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 153 days. Excellent situation: suppliers finance 74 days of the operating cycle (retail model). Overall, WCR represents 90 days of revenue, i.e. 19 k€ to permanently finance.
18 878 €
79 j
153 j
0 j
90 j
Based on 1762 transactions of similar company sales (all years), the value of FINELAY is estimated at 203 960 € (range 71 757€ - 395 937€). With an EBITDA of 68 432€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 1762 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINELAY with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of FINELAY in 2016 is 76 k€.
Yes, FINELAY generated a net profit of 27 k€ in 2016.
The headquarters of FINELAY is located in PARIS (75002), in the department Paris.
The tax return of FINELAY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINELAY operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.