SIREN : 913676276
FINEA is a French company founded 3 years ago, specialized in the sector Activités des sièges sociaux. Based in LA VRAIE-CROIX (56250), this company of category PME shows in 2025 a revenue of 90 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 90 000 € | 90 000 € | 97 500 € |
| Net income | 64 700 € | 95 744 € | 86 463 € |
| EBITDA | 38 200 € | 79 327 € | 71 317 € |
| Net margin | 71.9% | 106.4% | 88.7% |
In 2025, FINEA achieves revenue of 90 k€. Activity remains stable over the period (CAGR: -3.9%). Slight decline of 0% vs 2024. After deducting consumption (0 €), gross margin stands at 90 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 38 k€, representing 42.4% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -52%, reducing margin by 45.7 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 65 k€, i.e. 71.9% of revenue. This profit can be retained or distributed to shareholders.
90 000 €
90 000 €
38 200 €
38 201 €
64 700 €
42.4%
The debt ratio (= Financial debt / Equity x 100) stands at 68%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 71.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
68.067%
59.123%
71.889%
2.65
In 2025, the debt ratio of FINEA (68.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINEA (59.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINEA (2.65) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 652.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.4x. Operating income very largely covers interest expenses: high safety margin.
652.187
7.408
In 2025, the liquidity ratio of FINEA (652.19) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINEA (7.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 81 days. Excellent situation: suppliers finance 81 days of the operating cycle (retail model). Overall, WCR represents 28 days of revenue, i.e. 7 k€ to permanently finance. Over 2023-2025, WCR increased by +131%, requiring additional financing.
6 953 €
0 j
81 j
0 j
28 j
Based on 54 transactions of similar company sales
in 2025,
the value of FINEA is estimated at
73 243 €
(range 29 169€ - 141 296€).
With an EBITDA of 38 200€, the sector multiple of 1.1x is applied.
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINEA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINEA in 2025 is 90 k€.
Yes, FINEA generated a net profit of 65 k€ in 2025.
The headquarters of FINEA is located in LA VRAIE-CROIX (56250), in the department Morbihan.
The tax return of FINEA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINEA operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.