Employees: 02 (2023.0)Legal category: SCA (commandite par actions)Size: ETICreation date: 2013-06-19 (12 years)Status: ActiveBusiness sector: Affrètement et organisation des transports Location: PUSIGNAN (69330), Rhone
FINE AND FAST : revenue, balance sheet and financial ratios
FINE AND FAST is a French company
founded 12 years ago,
specialized in the sector Affrètement et organisation des transports .
Based in PUSIGNAN (69330),
this company of category ETI
shows in 2024 a revenue of 1.5 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - FINE AND FAST (SIREN 793737289)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
1 506 808 €
1 326 350 €
1 227 826 €
859 646 €
687 848 €
1 134 403 €
518 028 €
805 817 €
462 973 €
Net income
271 317 €
116 739 €
204 095 €
44 110 €
8 910 €
184 105 €
46 440 €
-14 466 €
-108 783 €
EBITDA
381 437 €
154 194 €
285 093 €
86 687 €
5 402 €
182 913 €
62 900 €
2 572 €
-108 779 €
Net margin
18.0%
8.8%
16.6%
5.1%
1.3%
16.2%
9.0%
-1.8%
-23.5%
Revenue and income statement
In 2024, FINE AND FAST achieves revenue of 1.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +15.9%. Vs 2023, growth of +14% (1.3 M€ -> 1.5 M€). After deducting consumption (79 k€), gross margin stands at 1.4 M€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 381 k€, representing 25.3% of revenue. Positive scissor effect: EBITDA margin improves by +13.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 271 k€, i.e. 18.0% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
1 506 808 €
Gross margin (2024)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
1 427 568 €
EBITDA (2024)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
381 437 €
EBIT (2024)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
374 307 €
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
271 317 €
EBITDA margin (2024)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
25.3%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 18.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
8.159%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
60.83%
Cash flow / Revenue (2024)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
18.551%
Repayment capacity (2024)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.164
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
-24.101
-78.827
-105.913
1134.35
268.304
172.976
26.13
14.844
8.159
Financial autonomy
-124.401
-75.209
-58.198
3.415
7.685
17.447
46.567
65.943
60.83
Repayment capacity
-0.423
-23.518
3.139
1.016
23.187
1.753
0.339
0.52
0.164
Cash flow / Revenue
-24.629%
-0.892%
10.948%
15.76%
0.419%
7.923%
17.146%
8.398%
18.551%
Sector positioning
Debt ratio
8.162024
2022
2023
2024
Q1: 0.01
Med: 7.18
Q3: 44.29
Average-8 pts over 3 years
In 2024, the debt ratio of FINE AND FAST (8.16) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
60.83%2024
2022
2023
2024
Q1: 15.25%
Med: 32.76%
Q3: 53.69%
Excellent
In 2024, the financial autonomy of FINE AND FAST (60.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.16 years2024
2022
2023
2024
Q1: 0.0 years
Med: 0.02 years
Q3: 1.37 years
Average
In 2024, the repayment capacity of FINE AND FAST (0.16) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 210.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.2x. Coverage is limited: any activity downturn would jeopardize interest payments.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
210.921
Interest coverage (2024)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
1.151
Liquidity indicators evolution FINE AND FAST
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
50.446
85.337
102.61
171.951
252.172
139.132
200.543
295.186
210.921
Interest coverage
-4.921
93.118
10.138
1.178
69.863
2.717
1.38
1.776
1.151
Sector positioning
Liquidity ratio
210.922024
2022
2023
2024
Q1: 118.72
Med: 156.03
Q3: 230.66
Good
In 2024, the liquidity ratio of FINE AND FAST (210.92) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
1.15x2024
2022
2023
2024
Q1: 0.0x
Med: 0.36x
Q3: 5.48x
Good
In 2024, the interest coverage of FINE AND FAST (1.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 64 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 35 days. The company must finance 29 days of gap between collections and payments. Inventory turnover is 17 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 36 days of revenue, i.e. 152 k€ to permanently finance. Over 2016-2024, WCR increased by +89%, requiring additional financing.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
151 901 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
64 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
35 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
17 j
WCR in days of revenue (2024)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
36 j
WCR and payment terms evolution FINE AND FAST
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
80 469 €
240 367 €
210 786 €
390 779 €
90 266 €
110 000 €
134 508 €
177 227 €
151 901 €
Inventory turnover (days)
0
0
0
2
4
7
8
10
17
Customer payment term (days)
55
57
100
97
83
63
68
48
64
Supplier payment term (days)
163
130
201
88
46
72
34
20
35
Positioning of FINE AND FAST in its sector
Comparison with sector Affrètement et organisation des transports
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (23 transactions).
This range of 237 870€ to 456 603€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2024
Indicative
237k€293k€456k€
293 607 €Range: 237 870€ - 456 603€
NAF 5 année 2024
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 23 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Affrètement et organisation des transports )
Compare FINE AND FAST with other companies in the same sector:
Yes, FINE AND FAST generated a net profit of 271 k€ in 2024.
Where is the headquarters of FINE AND FAST ?
The headquarters of FINE AND FAST is located in PUSIGNAN (69330), in the department Rhone.
Where to find the tax return of FINE AND FAST ?
The tax return of FINE AND FAST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does FINE AND FAST operate?
FINE AND FAST operates in the sector Affrètement et organisation des transports (NAF code 52.29B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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