Employees: 03 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2023-06-09 (2 years)Status: ActiveBusiness sector: SupérettesLocation: SAINT-NAZAIRE (44600), Loire-Atlantique
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
FINAO : revenue, balance sheet and financial ratios
FINAO is a French company
founded 2 years ago,
specialized in the sector Supérettes.
Based in SAINT-NAZAIRE (44600),
this company of category PME
shows in 2024 a net income positive of 97 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, FINAO generates positive net income of 97 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
97 184 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 20%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.008%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
20.103%
Solvency indicators evolution FINAO
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2024
Debt ratio
0.008
Financial autonomy
20.103
Repayment capacity
None
Cash flow / Revenue
None%
Sector positioning
Debt ratio
0.012024
2024
Q1: 0.25
Med: 23.83
Q3: 85.22
Excellent
In 2024, the debt ratio of FINAO (0.01) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
20.1%2024
2024
Q1: 10.71%
Med: 34.3%
Q3: 54.75%
Average
In 2024, the financial autonomy of FINAO (20.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 123.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
123.13
Liquidity indicators evolution FINAO
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2024
Liquidity ratio
123.13
Interest coverage
None
Sector positioning
Liquidity ratio
123.132024
2024
Q1: 96.57
Med: 149.63
Q3: 227.74
Average
In 2024, the liquidity ratio of FINAO (123.13) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Positioning of FINAO in its sector
Comparison with sector Supérettes
Valuation estimate
Based on 551 transactions of similar company sales
in 2024,
the value of FINAO is estimated at
566 163 €
(range 255 403€ - 1 278 572€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
551 transactions
255k€566k€1278k€
566 163 €Range: 255 403€ - 1 278 572€
NAF 5 année 2024
Valuation method used
Net Income Multiple
97 184 €
×
5.8x
=566 164 €
Range: 255 403€ - 1 278 572€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Supérettes)
Compare FINAO with other companies in the same sector:
The revenue of FINAO is not publicly disclosed (confidential accounts filed with INPI).
Is FINAO profitable?
Yes, FINAO generated a net profit of 97 k€ in 2024.
Where is the headquarters of FINAO ?
The headquarters of FINAO is located in SAINT-NAZAIRE (44600), in the department Loire-Atlantique.
Where to find the tax return of FINAO ?
The tax return of FINAO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does FINAO operate?
FINAO operates in the sector Supérettes (NAF code 47.11C). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart