SIREN : 397635350
FINANCIOR is a French company founded 31 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in MONTPELLIER (34070), this company of category PME shows in 2022 a revenue of 29 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 29 041 € | 27 631 € | 28 667 € | 27 852 € | 40 783 € | 53 684 € | 27 673 € | 36 843 € |
| Net income | 27 477 € | 105 264 € | -49 550 € | 22 454 € | 76 317 € | 34 980 € | 464 874 € | 50 088 € |
| EBITDA | 18 568 € | 19 130 € | 19 774 € | 20 131 € | 32 206 € | 42 114 € | 7 079 € | 13 589 € |
| Net margin | 94.6% | 381.0% | -172.8% | 80.6% | 187.1% | 65.2% | 1679.9% | 135.9% |
In 2022, FINANCIOR achieves revenue of 29 k€. Activity remains stable over the period (CAGR: -3.3%). Vs 2021: +5%. After deducting consumption (0 €), gross margin stands at 29 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 19 k€, representing 63.9% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -3%, reducing margin by 5.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 27 k€, i.e. 94.6% of revenue. This profit can be retained or distributed to shareholders.
29 041 €
29 041 €
18 568 €
18 541 €
27 477 €
63.9%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 100%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 115.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.114%
99.792%
115.757%
0.219
68.9%
In 2022, the debt ratio of FINANCIOR (0.11) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of FINANCIOR (99.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of FINANCIOR (0.22) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 104098.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 798.3x. Operating income very largely covers interest expenses: high safety margin.
104098.89
798.255
In 2022, the liquidity ratio of FINANCIOR (104098.89) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2022, the interest coverage of FINANCIOR (798.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 123 days. Excellent situation: suppliers finance 123 days of the operating cycle (retail model). WCR is negative (-31 days): operations structurally generate cash. Over 2015-2022, WCR increased by +99%, requiring additional financing.
-2 528 €
0 j
123 j
0 j
-31 j
Indicative estimate only : the number of comparable transactions in this sector is limited (23 transactions). This range of 53 794€ to 258 551€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 23 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIOR with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of FINANCIOR in 2022 is 29 k€.
Yes, FINANCIOR generated a net profit of 27 k€ in 2022.
The headquarters of FINANCIOR is located in MONTPELLIER (34070), in the department Herault.
The tax return of FINANCIOR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIOR operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.