SIREN : 830781126
FINANCIERE VCM is a French company founded 8 years ago, specialized in the sector Activités des sièges sociaux. Based in VILLEFRANCHE-SUR-SAONE (69400), this company of category PME shows in 2025 a revenue of 112 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 112 489 € | 103 000 € | 103 000 € | 93 000 € | 90 000 € | 76 000 € | 66 000 € | 113 500 € |
| Net income | 515 508 € | 186 296 € | 197 481 € | 224 746 € | 106 267 € | 70 603 € | 63 882 € | 29 234 € |
| EBITDA | -19 920 € | -15 870 € | 1 256 € | -611 € | 29 685 € | 51 385 € | 45 600 € | 63 317 € |
| Net margin | 458.3% | 180.9% | 191.7% | 241.7% | 118.1% | 92.9% | 96.8% | 25.8% |
In 2025, FINANCIERE VCM achieves revenue of 112 k€. Activity remains stable over the period (CAGR: -0.1%). Vs 2024: +9%. After deducting consumption (0 €), gross margin stands at 112 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -20 k€, representing -17.7% of revenue. Warning negative scissor effect: despite revenue change (+9%), EBITDA varies by -26%, reducing margin by 2.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 516 k€, i.e. 458.3% of revenue. This profit can be retained or distributed to shareholders.
112 489 €
112 489 €
-19 920 €
-30 357 €
515 508 €
-17.7%
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 460.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
16.166%
84.45%
460.903%
0.544
29.7%
In 2025, the debt ratio of FINANCIERE VCM (16.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE VCM (84.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE VCM (0.54) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 351.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
351.769
-35.818
In 2025, the liquidity ratio of FINANCIERE VCM (351.77) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of FINANCIERE VCM (-35.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 182 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 26 days. The gap of 156 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 181 days of revenue, i.e. 57 k€ to permanently finance. Over 2018-2025, WCR increased by +42%, requiring additional financing.
56 588 €
182 j
26 j
0 j
181 j
Based on 54 transactions of similar company sales
in 2025,
the value of FINANCIERE VCM is estimated at
612 652 €
(range 189 497€ - 1 221 811€).
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE VCM with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE VCM in 2025 is 112 k€.
Yes, FINANCIERE VCM generated a net profit of 516 k€ in 2025.
The headquarters of FINANCIERE VCM is located in VILLEFRANCHE-SUR-SAONE (69400), in the department Rhone.
The tax return of FINANCIERE VCM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE VCM operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.