SIREN : 814815262
FINANCIERE UZZO is a French company founded 10 years ago, specialized in the sector Activités des sociétés holding. Based in SENE (56860), this company of category PME shows in 2023 a revenue of 593 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 593 157 € | 709 829 € | 751 616 € | 614 040 € | 427 903 € | 458 819 € | 423 473 € | 634 € |
| Net income | 146 767 € | 81 673 € | 348 652 € | 466 710 € | 17 253 € | 288 125 € | 14 761 € | 3 605 € |
| EBITDA | 11 410 € | 34 658 € | 145 424 € | 108 501 € | -177 853 € | 60 749 € | -42 458 € | -344 918 € |
| Net margin | 24.7% | 11.5% | 46.4% | 76.0% | 4.0% | 62.8% | 3.5% | 568.6% |
In 2023, FINANCIERE UZZO achieves revenue of 593 k€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +165.7%. Significant drop of -16% vs 2022. After deducting consumption (0 €), gross margin stands at 593 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 1.9% of revenue. Warning negative scissor effect: despite revenue change (-16%), EBITDA varies by -67%, reducing margin by 3.0 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 147 k€, i.e. 24.7% of revenue. This profit can be retained or distributed to shareholders.
593 157 €
593 157 €
11 410 €
10 754 €
146 767 €
1.9%
The debt ratio (= Financial debt / Equity x 100) stands at 42%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 22.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
41.741%
63.478%
22.762%
5.029
64.8%
In 2023, the debt ratio of FINANCIERE UZZO (41.74) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of FINANCIERE UZZO (63.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of FINANCIERE UZZO (5.03) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 209.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2803.9x. Operating income very largely covers interest expenses: high safety margin.
209.498
2803.9
In 2023, the liquidity ratio of FINANCIERE UZZO (209.50) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of FINANCIERE UZZO (2803.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 220 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 94 days. The gap of 126 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 217 days of revenue, i.e. 357 k€ to permanently finance. Over 2016-2023, WCR increased by +122%, requiring additional financing.
357 425 €
220 j
94 j
0 j
217 j
Based on 63 transactions of similar company sales
in 2023,
the value of FINANCIERE UZZO is estimated at
342 662 €
(range 90 759€ - 577 745€).
With an EBITDA of 11 410€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE UZZO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE UZZO in 2023 is 593 k€.
Yes, FINANCIERE UZZO generated a net profit of 147 k€ in 2023.
The headquarters of FINANCIERE UZZO is located in SENE (56860), in the department Morbihan.
The tax return of FINANCIERE UZZO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE UZZO operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.