SIREN : 515014652
FINANCIERE TRAL is a French company founded 16 years ago, specialized in the sector Services administratifs combinés de bureau. Based in ANSE (69480), this company of category PME shows in 2025 a revenue of 180 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 180 000 € | 170 000 € | 7 000 € | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 317 646 € | 251 487 € | 1 386 663 € | 262 620 € | 37 434 € | 164 646 € | 43 040 € | -141 769 € | 124 482 € |
| EBITDA | 12 434 € | -76 866 € | -253 738 € | -6 347 € | -5 953 € | -6 889 € | N/C | N/C | N/C |
| Net margin | 176.5% | 147.9% | 19809.5% | N/C | N/C | N/C | N/C | N/C | N/C |
In 2025, FINANCIERE TRAL achieves revenue of 180 k€. Over the period 2023-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +407.1%. Vs 2024: +6%. After deducting consumption (0 €), gross margin stands at 180 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 12 k€, representing 6.9% of revenue. Positive scissor effect: EBITDA margin improves by +52.1 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 318 k€, i.e. 176.5% of revenue. This profit can be retained or distributed to shareholders.
180 000 €
180 000 €
12 434 €
13 531 €
317 646 €
6.9%
The debt ratio (= Financial debt / Equity x 100) stands at 92%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 219.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
91.582%
51.921%
219.744%
9.035
84.5%
In 2025, the debt ratio of FINANCIERE TRAL (91.58) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE TRAL (51.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE TRAL (9.04) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 4266.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1581.7x. Operating income very largely covers interest expenses: high safety margin.
4265.997
1581.663
In 2025, the liquidity ratio of FINANCIERE TRAL (4266.00) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of FINANCIERE TRAL (1581.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 4 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Overall, WCR represents 606 days of revenue, i.e. 303 k€ to permanently finance.
302 821 €
0 j
4 j
0 j
606 j
Based on 173 transactions of similar company sales (all years), the value of FINANCIERE TRAL is estimated at 266 014 € (range 93 068€ - 693 791€). With an EBITDA of 12 434€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE TRAL with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of FINANCIERE TRAL in 2025 is 180 k€.
Yes, FINANCIERE TRAL generated a net profit of 318 k€ in 2025.
The headquarters of FINANCIERE TRAL is located in ANSE (69480), in the department Rhone.
The tax return of FINANCIERE TRAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE TRAL operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.