SIREN : 530877539
FINANCIERE TLVF is a French company founded 15 years ago, specialized in the sector Activités des sièges sociaux. Based in MINIHY-TREGUIER (22220), this company of category PME shows in 2025 a revenue of 472 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 472 000 € | 472 000 € | 472 000 € | 375 667 € | 368 333 € | 350 000 € |
| Net income | 251 010 € | 129 461 € | 181 553 € | 56 964 € | 47 952 € | 23 335 € |
| EBITDA | 130 783 € | 110 784 € | 162 735 € | 44 949 € | 30 498 € | 7 462 € |
| Net margin | 53.2% | 27.4% | 38.5% | 15.2% | 13.0% | 6.7% |
In 2025, FINANCIERE TLVF achieves revenue of 472 k€. Over the period 2019-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +5.1%. Slight decline of 0% vs 2024. After deducting consumption (0 €), gross margin stands at 472 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 131 k€, representing 27.7% of revenue. Positive scissor effect: EBITDA margin improves by +4.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 251 k€, i.e. 53.2% of revenue. This profit can be retained or distributed to shareholders.
472 000 €
472 000 €
130 783 €
105 044 €
251 010 €
27.7%
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 58.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
6.271%
91.423%
58.633%
0.24
47.4%
In 2025, the debt ratio of FINANCIERE TLVF (6.27) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of FINANCIERE TLVF (91.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of FINANCIERE TLVF (0.24) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 2268.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.0x. Financial charges are adequately covered by operations.
2268.528
2.999
In 2025, the liquidity ratio of FINANCIERE TLVF (2268.53) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINANCIERE TLVF (3.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 89 days. Excellent situation: suppliers finance 89 days of the operating cycle (retail model). WCR is negative (-18 days): operations structurally generate cash. Notable WCR improvement over the period (-83%), freeing up cash.
-23 322 €
0 j
89 j
0 j
-18 j
Based on 54 transactions of similar company sales
in 2025,
the value of FINANCIERE TLVF is estimated at
298 083 €
(range 117 681€ - 552 383€).
With an EBITDA of 130 783€, the sector multiple of 1.1x is applied.
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE TLVF with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE TLVF in 2025 is 472 k€.
Yes, FINANCIERE TLVF generated a net profit of 251 k€ in 2025.
The headquarters of FINANCIERE TLVF is located in MINIHY-TREGUIER (22220), in the department Cotes-d'Armor.
The tax return of FINANCIERE TLVF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE TLVF operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.