SIREN : 388165086
FINANCIERE TG is a French company founded 33 years ago, specialized in the sector Activités des sièges sociaux. Based in VALENCE (26000), this company of category ETI shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2017 |
|---|---|---|---|
| Revenue | 1 253 310 € | 1 070 399 € | 576 034 € |
| Net income | 1 495 016 € | 2 630 380 € | 225 864 € |
| EBITDA | 279 536 € | 226 164 € | 286 601 € |
| Net margin | 119.3% | 245.7% | 39.2% |
In 2024, FINANCIERE TG achieves revenue of 1.3 M€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +11.7%. Vs 2023, growth of +17% (1.1 M€ -> 1.3 M€). After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 280 k€, representing 22.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.5 M€, i.e. 119.3% of revenue. This profit can be retained or distributed to shareholders.
1 253 310 €
1 253 310 €
279 536 €
131 298 €
1 495 016 €
22.3%
The debt ratio (= Financial debt / Equity x 100) stands at 87%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 134.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
87.497%
52.102%
134.87%
3.31
57.3%
In 2024, the debt ratio of FINANCIERE TG (87.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE TG (52.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE TG (3.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 111.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 113.3x. Operating income very largely covers interest expenses: high safety margin.
111.812
113.325
In 2024, the liquidity ratio of FINANCIERE TG (111.81) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE TG (113.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 130 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 110 days. The company must finance 20 days of gap between collections and payments. Overall, WCR represents 1060 days of revenue, i.e. 3.7 M€ to permanently finance. Over 2017-2024, WCR increased by +1780%, requiring additional financing.
3 691 261 €
130 j
110 j
0 j
1060 j
Based on 103 transactions of similar company sales in 2024, the value of FINANCIERE TG is estimated at 3 688 096 € (range 1 164 873€ - 9 105 125€). With an EBITDA of 279 536€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE TG with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE TG in 2024 is 1.3 M€.
Yes, FINANCIERE TG generated a net profit of 1.5 M€ in 2024.
The headquarters of FINANCIERE TG is located in VALENCE (26000), in the department Drome.
The tax return of FINANCIERE TG is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE TG operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.