SIREN : 528830425
FINANCIERE TB is a French company founded 15 years ago, specialized in the sector Activités des sièges sociaux. Based in LE KREMLIN-BICETRE (94270), this company of category PME shows in 2022 a revenue of 143 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 142 780 € | 158 250 € | 186 600 € | 202 111 € | 217 631 € | 219 252 € | 215 320 € | 180 778 € | 125 916 € |
| Net income | 5 584 € | 17 816 € | 29 976 € | 1 497 € | 6 657 € | 24 045 € | 4 490 € | 22 087 € | -30 119 € |
| EBITDA | 1 489 € | 16 937 € | 13 978 € | 1 497 € | 3 007 € | 15 990 € | 792 € | 17 623 € | -9 848 € |
| Net margin | 3.9% | 11.3% | 16.1% | 0.7% | 3.1% | 11.0% | 2.1% | 12.2% | -23.9% |
In 2022, FINANCIERE TB achieves revenue of 143 k€. Revenue is growing positively over 9 years (CAGR: +1.4%). Slight decline of -10% vs 2020. After deducting consumption (0 €), gross margin stands at 143 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 1.0% of revenue. Warning negative scissor effect: despite revenue change (-10%), EBITDA varies by -91%, reducing margin by 9.7 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 3.9% of revenue. This profit can be retained or distributed to shareholders.
142 780 €
142 780 €
1 489 €
1 488 €
5 584 €
1.0%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
4.456%
91.869%
3.911%
10.737
In 2022, the debt ratio of FINANCIERE TB (4.46) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of FINANCIERE TB (91.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of FINANCIERE TB (10.74) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 366.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
366.719
0.0
In 2022, the liquidity ratio of FINANCIERE TB (366.72) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of FINANCIERE TB (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 382 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 241 days. The gap of 141 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 419 days of revenue, i.e. 166 k€ to permanently finance. Over 2013-2022, WCR increased by +233%, requiring additional financing.
166 304 €
382 j
241 j
0 j
419 j
Based on 107 transactions of similar company sales in 2022, the value of FINANCIERE TB is estimated at 37 947 € (range 13 845€ - 67 016€). With an EBITDA of 1 489€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 107 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE TB with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE TB in 2022 is 143 k€.
Yes, FINANCIERE TB generated a net profit of 6 k€ in 2022.
The headquarters of FINANCIERE TB is located in LE KREMLIN-BICETRE (94270), in the department Val-de-Marne.
The tax return of FINANCIERE TB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE TB operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.